Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

55-inch TV — Pay Monthly, 0% APR TrustPay

Spread the cost of a 55-inch TV over 12 monthly instalments with TrustPay — 0% APR, no credit checks, bad credit welcome.

Every 55-inch TV on this page is available on TrustPay — our in-house 0% APR facility. No deposit. No credit search. No hidden fees. Approved instantly up to £1,200.

Bad credit, CCJs, defaults and no credit history are all welcome. Applying never affects your credit score. Your first payment is taken at checkout, and dispatch is confirmed after your 4th on-time payment.

Trusty Stores is a real UK retailer based in the West Midlands with thousands of five-star reviews. Real humans, real UK support — no chatbots, no gimmicks.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £482.02 split into 12 payments of £40.17 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £482.02. 0% APR, no interest, no fees.

What you can get on this plan

TCL 55P755K 55" 4K DLED Smart TV 60Hz Refresh Rate — 12 payments of £40.17 (£482.02 total, 0% APR)
LG UA74 55" 4K Ultra HD LED 60 Hz Smart TV - 55UA74006LB — 12 payments of £46.85 (£562.20 total, 0% APR)
Hisense 55A6QTUK 55" 4K QLED Smart TV — 12 payments of £46.85 (£562.20 total, 0% APR)
Hisense 55A7QTUK 55" 4K QLED Smart TV — 12 payments of £54.35 (£652.20 total, 0% APR)
Samsung U8020H 55" 4K Ultra HD Vision AI Smart TV - UE55U8020H — 12 payments of £57.35 (£688.20 total, 0% APR)
LG NU900 55" 4K Ultra HD LED HDR Smart TV - 55NU900B6LA — 12 payments of £60.35 (£724.20 total, 0% APR)
Samsung Q7F2 55" QLED 4K Vision AI Smart TV - QE55Q7F2 — 12 payments of £61.85 (£742.15 total, 0% APR)
Samsung M70H 55" 4K Ultra HD Mini LED HDR Vision AI Smart TV - UE55M70H — 12 payments of £69.36 (£832.20 total, 0% APR)
TCL P7L 55" 4K Smart QLED Google AI TV - 55P7L-UK — 12 payments of £73.86 (£886.20 total, 0% APR)
LG 84A6C 55" 4K Ultra HD QNED HDR Smart TV - 55QNED84A6C — 12 payments of £76.86 (£922.20 total, 0% APR)
TCL 55T8C-UK 55" 4K QLED HDR PRO Smart TV - 55T8CUK — 12 payments of £84.50 (£1013.98 total, 0% APR)
Hisense U7QTUK 55" 4K Ultra HD MiniLED 144Hz Freely Smart TV - 55U7QTUK — 12 payments of £91.85 (£1102.20 total, 0% APR)

Frequently asked questions

Is there a credit check on 55-inch TV finance?

No. TrustPay is a zero-credit-check facility and applying never affects your credit score.

How much can I be approved for?

Every applicant is approved instantly up to £1,200.

Do I have to pay a deposit?

No deposit — you'll only pay your first monthly instalment at checkout.

Can I qualify with bad credit or a CCJ?

Yes. Bad credit, CCJs, defaults and no credit history are all welcome.

How quickly is my 55-inch TV dispatched?

Your order is dispatched after your 4th on-time payment. Please allow up to 10 working days from that point for delivery.

Apply for a TrustPay account — instant decision, no credit check