Finding a reliable bad credit catalogue can be difficult when past financial setbacks hold you back. At Trusty Stores, we believe your financial history should not stop you getting everyday essentials and home goods. With TrustPay, you can spread payments across 12 flexible weekly or monthly instalments with 0% APR and no credit checks, welcoming customers with CCJs and poor credit history.
Traditional finance often shuts out people with poor credit files, but TrustPay takes a different approach. Because there are no credit checks involved, your previous history and credit score will not be used against you. Customers with CCJs, defaults, or little credit history are welcome to open an account and access an initial shopping limit of up to £1,200. Every plan comes with 0% APR, meaning you only ever pay the ticket price across 12 regular payments.
We believe in building mutual trust through an open and honest dispatch process. For your very first purchase, your items are dispatched as soon as your fourth instalment is completed. This scheduled system keeps payments affordable and secure for everyone. Once your first order has been successfully completed and paid, any future orders you place are dispatched straight away without waiting.
Our catalogue covers a broad range of products, including home appliances, living room furniture, smartphones, and entertainment tech. You can choose whether weekly or monthly schedules suit your budgeting habits best. With simple payment dates, no unexpected interest charges, and a supportive service, shopping online is accessible and stress-free.
No, we do not carry out credit checks. Your past credit score, defaults, or CCJs will not impact your ability to use TrustPay.
For your first order, your items will be dispatched after your fourth payment has cleared. For any subsequent orders, your goods are dispatched straight away.
TrustPay accounts have a maximum limit of up to £1,200, which you can use across our range of products.
No, all orders come with 0% APR. You simply spread the total cost across 12 equal weekly or monthly instalments without added interest.
Yes, you can choose whether to spread your instalments across 12 weekly payments or 12 monthly payments to suit your payday routine.
Apply for a TrustPay account — instant decision, no credit check