Buy Now Pay Later Beds — No Credit Check, 0% APR
Spread the cost of a bed over 12 instalments with TrustPay — no credit checks, 0% APR, bad credit welcome.
Shop bed with TrustPay — the UK's friendliest no-credit-check finance facility. 0% APR. No deposit. No hidden fees. Just 12 equal weekly or monthly instalments and you keep what you order.
Every applicant is approved instantly up to £1,200. Bad credit, CCJs, defaults and no credit history are all welcome. Applying never impacts your credit score because we don't run credit searches.
How you pay with TrustPay
Every TrustPay plan is 12 equal payments. You choose how often they come out:
- Weekly — 12 payments over 12 weeks
- Fortnightly — 12 payments over 24 weeks
- Monthly — 12 payments over 12 months
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £51.60 split into 12 payments of £4.30 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £51.60. 0% APR, no interest, no fees.
What you can get on this plan
- Habitat Cal Metal Bedside Table - Green — 12 payments of £4.30 (£51.60 total, 0% APR)
- Argos Home Jenson 2 Drawer Bedside Table - White Gloss — 12 payments of £11.80 (£141.60 total, 0% APR)
- Argos Home Hallingford 3 Drawer Bedside Table - Anthracite — 12 payments of £17.50 (£210.00 total, 0% APR)
- Habitat Kids Rae Comfort Open Coil Mattress - Single — 12 payments of £21.85 (£262.20 total, 0% APR)
- King Size Mattress 5FT | 11" Extra Thick Memory Foam & Pocket Sprung | 9-Zone Orthopedic Support,Medium Firm,Motion Isolation,Edge Support 150x200x28cm — 12 payments of £30.30 (£363.60 total, 0% APR)
- Home Carlton 800 Pocket Mattress - Argos Home Carlton 800 Pocket Single Mattress — 12 payments of £35.35 (£424.20 total, 0% APR)
- Jay-Be Truecore Hybrid 2000 Pocket Mattress - Small Double — 12 payments of £40.45 (£485.40 total, 0% APR)
- Silentnight 1000 Pocket Luxury Mattress - Double — 12 payments of £46.45 (£557.40 total, 0% APR)
- Habitat Kota 3 Seater Fabric Clic Clac Sofa Bed - Charcoal - Habitat Kota 3 Seater Fabric Clic Clac Sofa Bed — 12 payments of £57.25 (£687.00 total, 0% APR)
- Habitat Kota 3 Seater Fabric Clic Clac Sofa Bed - Charcoal - Habitat Kota 3 Seater Velvet Clic Clac Sofa Bed — 12 payments of £58.75 (£705.00 total, 0% APR)
- Habitat Apartment Fabric 2 Seater Sofa Bed - Charcoal - Habitat Apartment Fabric 2 Seater Sofa Bed — 12 payments of £78.25 (£939.00 total, 0% APR)
- Millbrook Allure 1500 Pkt Luxury Pillowtop Firm Mattress - Double — 12 payments of £94.75 (£1137.00 total, 0% APR)
Frequently asked questions
Is there a credit check?
No. TrustPay performs zero credit checks and applying never affects your credit score.
How much can I be approved for?
Every applicant is approved instantly up to £1,200.
Is there a deposit?
No deposit. Pay in 12 equal instalments at 0% APR.
Can I qualify with bad credit or a CCJ?
Yes. Bad credit, CCJs, defaults and no credit history are all welcome.
Related pages
Apply for a TrustPay account — instant decision, no credit check