Finding accessible catalog credit can be difficult if you have a less-than-perfect credit history. At Trusty Stores, we provide a transparent, stress-free way to shop for everyday home goods, electronics, and lifestyle essentials without being held back by past financial difficulties.
With our dedicated TrustPay payment option, you can spread the cost of your shopping across 12 weekly or 12 monthly instalments. There is 0% APR on every purchase, meaning you never pay a penny of interest on the items you choose. Every new customer starts with a spending limit of up to £1,200, giving you the flexibility to furnish your home, upgrade your tech, or replace broken appliances whenever the need arises.
Unlike mainstream lenders, we conduct no credit checks. Customers with poor credit histories, defaults, or CCJs are warmly welcome to set up an account. To help keep your payments secure and affordable, your first order will be dispatched as soon as your fourth instalment has cleared. Once you have built a positive payment record on that initial purchase, every subsequent order is processed and shipped straight away.
Managing your account is straightforward, with predictable instalments tailored to line up with your wage or benefits schedule. You can browse thousands of quality products from trusted household brands, knowing your budget stays firmly in your hands with fixed schedules and no unexpected fees.
Our catalog credit lets you browse items across our store and divide the total cost into 12 equal weekly or monthly instalments with 0% APR, up to your £1,200 limit.
No, there are no credit checks required to open an account. Bad credit and previous CCJs are fully welcome.
Your very first order is dispatched after your fourth scheduled payment has been completed. All future orders ship straight away.
Yes, you can choose whether to pay over 12 weekly payments or 12 monthly payments, allowing you to match your schedule to your payday.
No, all purchases come with 0% APR, so you only pay for the products you order with zero interest added.
Apply for a TrustPay account — instant decision, no credit check