Catalogue Bad Credit Shopping with TrustPay

Finding a catalogue bad credit shoppers can rely on shouldn't be complicated. Trusty Stores offers an accessible way to furnish your home, upgrade your tech, and get everyday essentials with straightforward instalment plans. Through TrustPay, you can split your total order across 12 regular payments without undergoing credit assessments.

Past financial difficulties should not stop you from acquiring household necessities and modern essentials. TrustPay offers an inclusive shopping solution where past defaults, low ratings, and CCJs are welcome. We operate with zero credit checks, giving shoppers access to a flexible spending limit of up to £1,200. Every plan features 0% APR, ensuring the cost of your basket is simply divided evenly without added interest or unexpected fees.

Understanding the delivery structure ensures a seamless shopping experience. For your very first purchase, your order is dispatched immediately after your 4th scheduled payment has cleared. Once this initial order is completed and your payment history is established, any subsequent orders you place are dispatched straight away, letting you enjoy quick delivery alongside manageable budgeting.

Managing your account is straightforward, giving you the choice between 12 weekly or 12 monthly instalments to suit your regular pay cycle. Whether you are replacing a kitchen appliance, picking up a new television, or updating your bedroom furniture, our transparent catalogue terms keep you in control of your budget from the first payment to the last.

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Frequently asked questions

Do you perform credit checks when I place an order?

No, we carry out no credit checks. TrustPay is designed to be accessible, meaning bad credit histories and CCJs are fully welcome.

What is the maximum amount I can spend?

Eligible customers can spend up to our catalogue limit of £1,200 across our range of goods.

How are the repayments structured?

You can spread the total order value across 12 weekly or monthly instalments at 0% APR, meaning no interest is ever added.

When can I expect my items to be delivered?

Your first order will ship immediately after your 4th payment is successfully made. All subsequent orders on your account ship straight away.

Can I apply if I have an active CCJ or default?

Yes, having previous defaults or CCJs does not prevent you from ordering, as we do not evaluate your credit score.

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Apply for a TrustPay account — instant decision, no credit check