Finding catalogue credit with bad credit can often feel impossible when traditional retailers turn you away. At Trusty Stores, we believe past credit history should not stop you from furnishing your home or getting the technology you need. With our TrustPay payment plan, you can shop a wide selection of products and spread payments over time with no credit checks and 0% APR.
TrustPay offers a straightforward way to budget by splitting your purchases into 12 manageable weekly or monthly instalments. We welcome shoppers with low credit scores, past arrears, or CCJs, offering a starting credit limit of up to £1,200. Because we perform no credit checks, your credit profile remains completely untouched throughout the process.
Our delivery structure is simple and transparent. When you place your first order, your items will ship once your fourth payment has been completed. After this initial order is underway, any future orders you place ship straight away, allowing you to access new items immediately while continuing to pay in instalments.
Browse through our full catalogue of essentials, including kitchen appliances, home furniture, mobile phones, and home entertainment. With 0% APR on every purchase, you will never pay added interest, making it easier to keep your household finances balanced and predictable.
Yes. TrustPay welcomes customers with poor credit records, defaults, or CCJs, offering an accessible alternative to high-street catalogues.
No, there are no credit checks at all when you set up your TrustPay account or place an order.
Eligible customers can spend up to a £1,200 limit across our range of catalogue products.
You can choose to split your balance across 12 weekly or 12 monthly instalments at 0% APR, meaning you only pay for the items you buy.
For your first order, your goods are dispatched as soon as your fourth instalment has been made. All future orders ship straight away.
Apply for a TrustPay account — instant decision, no credit check