UK Catalogue with Credit – Spread the Cost with TrustPay

If you are searching for an accessible catalogue with credit to help you furnish your home or upgrade your tech, Trusty Stores is here to help. Using TrustPay, you can spread your order across 12 manageable weekly or monthly instalments with 0% APR and no credit checks, making it easier to shop even with bad credit or past CCJs.

Managing household expenses is straightforward with TrustPay. Eligible accounts can access an initial limit of up to £1,200, allowing you to split the cost across 12 equal instalments. Because there is 0% APR and no credit checks are performed, your financial history won't stand in the way, and those with bad credit or CCJs are welcome to shop.

Our dispatch process is transparent and designed to build a reliable payment track record. When placing your very first order, your items are dispatched once your 4th instalment has successfully cleared. For any subsequent purchases on your account, your goods are shipped straight away so you can enjoy your items without delay.

Choose from a vast catalogue of brand-new home essentials, appliances, furniture, and entertainment tech. You can tailor your repayment plan to match your personal routine, selecting either weekly or monthly payment dates that align directly with your regular payday.

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Frequently asked questions

Do you perform credit checks when I apply?

No, we carry out no credit checks when you place an order with TrustPay. Shoppers with bad credit or existing CCJs are welcome.

What is the maximum spending limit?

TrustPay offers an account limit of up to £1,200 to help you spread the cost of your purchases.

When will my items be delivered?

For your first order, items are dispatched as soon as your 4th payment is completed. All future orders ship straight away.

How do the repayments work?

You can choose to spread the cost over 12 weekly or 12 monthly instalments at 0% APR, allowing you to match payments to your pay schedule.

Can I shop if I have CCJs or a poor credit history?

Yes, our catalogue is open to customers with past CCJs and adverse credit, as your eligibility does not depend on a credit check.

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Apply for a TrustPay account — instant decision, no credit check