Flexible Online Catalogues Bad Credit Shoppers Trust

When searching for online catalogues bad credit shoppers often struggle with strict automated underwriting. At Trusty Stores, we do things differently by offering straightforward shopping with 0% APR and no credit checks on every order.

Traditional credit retailers often decline customers due to past financial bumps or low credit scores. With TrustPay, bad credit and CCJs are welcome because we never carry out credit checks. You can access an account limit of up to £1,200 to purchase the items your household needs, spreading the total cost evenly over 12 weekly or monthly instalments.

Understanding when your items arrive is completely transparent. For your very first purchase, your order ships after your 4th payment is successfully made. Once you have built that positive track record with us, all future orders dispatch straight away, letting you upgrade appliances, technology, and home furnishings with total peace of mind.

Managing your budget should be simple and stress-free. Whether you prefer to align your instalment schedule with your weekly wages or your monthly payday, TrustPay keeps your payments completely interest-free. Browse our wide range of everyday essentials and spread the cost without the hurdles of conventional store finance.

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Frequently asked questions

Do you perform credit checks when I apply?

No, we carry out no credit checks whatsoever. Customers with bad credit or past CCJs are fully welcome to shop with us using TrustPay.

When will my order be dispatched?

For your first purchase, your items are shipped as soon as your 4th payment is completed. Any subsequent orders you place will ship straight away.

What is the maximum spending limit?

Eligible customers can spend up to a £1,200 limit across our range of products.

How do the repayments work?

You can choose to spread your order across 12 weekly or monthly instalments. Every plan is set at 0% APR, meaning you only ever pay for the goods you order.

Can I open an account if I have existing CCJs?

Yes. Past credit difficulties and CCJs do not prevent you from using TrustPay, as we do not run credit checks on our customers.

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Apply for a TrustPay account — instant decision, no credit check