Catalogues with Credit Made Simple

If you are looking for UK catalogues with credit, Trusty Stores provides an accessible way to shop for everyday essentials and home tech without complicated underwriting or hidden charges.

Traditional credit catalogues often rely on strict historical scoring, which can make shopping difficult if you have past arrears or CCJs. Trusty Stores does things differently through TrustPay. You can spread the cost of your items across 12 manageable weekly or monthly instalments at 0% APR. Because we carry out no credit checks, your previous financial history will not hold you back, giving you access to an account with up to a £1,200 limit.

Understanding order dispatch is clear from day one. When you place your first order, your items will ship after your 4th payment is completed. This initial schedule helps establish your account responsibly without relying on credit bureaus. Once your first order is on its way, any subsequent orders you make will ship straight away as soon as they are placed.

From large home appliances and living room furniture to brand new smartphones, laptops, and audio equipment, our catalogue provides the essentials you need for modern living. With straightforward scheduled repayments and zero interest charges, you always know where you stand.

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Frequently asked questions

Do you perform credit checks when applying?

No, we complete no credit checks at any stage. Customers with bad credit, past defaults, or CCJs are welcome to set up an account and spread their payments using TrustPay.

How do TrustPay repayments work?

TrustPay allows you to split your balance across 12 weekly or 12 monthly instalments. All payment plans are set at 0% APR, meaning you only pay for the goods you purchase.

What is the maximum account limit?

Eligible customers can access an account limit of up to £1,200 to spend across the catalogue.

When will my items be delivered?

For your first order, goods ship after the 4th payment has been successfully processed. Once you have completed this initial stage, any later orders ship straight away.

Is there any interest or added fee to spread the cost?

No, there are no interest charges or hidden finance fees. Every order comes with 0% APR across the full 12 instalments.

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Apply for a TrustPay account — instant decision, no credit check