Trusty Stores gives you instant credit up to £1,200 — no credit checks, no waiting, no paperwork.
Apply in seconds and you're instantly approved up to £1,200. No credit checks. No documents to upload. No waiting for a decision.
Use your instant credit on TVs, laptops, phones, gaming, furniture and white goods — split over 12 equal instalments at 0% APR, taken weekly, fortnightly or monthly.
Most instant credit catalogues are not instant at all: they run a hard search, ask for payslips and come back with a smaller limit than advertised. Here the decision is made in seconds from your details alone, and the limit you are shown is the limit you can spend.
Your credit is usable the moment it is approved. Fill a basket up to £1,200, choose how often you want to pay, and your plan is set before you leave the checkout.
There is no interest and no deposit — just a one-off £4.99 account activation fee. On your first order, goods are dispatched once your plan is established; from the second order onwards they go out straight away and your credit line stays open.
Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £51.58 split into 12 payments of £4.30 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £51.58. 0% APR, no interest, no fees.
Instant — you're approved within seconds of applying, with no credit check.
Up to £1,200 instantly. No credit history needed.
No. We don't credit-check, so applying has zero impact on your credit score.
Yes. As soon as you're approved you can fill a basket up to £1,200 and set your plan at the checkout.
No. There's nothing to upload — the decision is made from the details on the application form.
Every plan is 12 equal payments at 0% APR, taken weekly, fortnightly or monthly. The amount is the same whichever frequency you choose.
Apply for a TrustPay account — instant decision, no credit check