Flexible Credit Catalogues with TrustPay

When you need practical shopping options without traditional lending barriers, credit catalogues provide a straightforward way to get the items you need. With TrustPay at Trusty Stores, you can spread payments across 12 weekly or monthly instalments at 0% APR with no credit checks, backed by an account limit of up to

Traditional credit options often lock people out due to past financial setbacks. We believe shopping should be accessible, which is why bad credit and CCJs are welcome. Instead of judging your past through intrusive bureau searches, TrustPay looks at what you can comfortably manage going forward, giving you a transparent way to spread costs without unexpected interest charges or hidden admin fees.

Understanding your delivery schedule is simple and transparent. When you place your very first order, your items are dispatched as soon as your fourth instalment has been completed. This helps establish your account smoothly and securely. For any subsequent purchases you make with your available limit, orders are dispatched straight away, so you can enjoy faster delivery every time you return.

From essential kitchen appliances and living room furniture to brand new smartphones, laptops, and family entertainment, our catalogue features trusted brand names across all major categories. Simply choose whether you prefer weekly or monthly instalments at checkout, manage your payments through your account dashboard, and upgrade your home on terms that suit your everyday schedule.

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Frequently asked questions

How do credit catalogues like Trusty Stores work?

You browse our range of home goods, electronics, and essentials, then choose to spread your balance over 12 weekly or monthly instalments using TrustPay at 0% APR, with a credit limit of up to

Will you run a credit check on my application?

No. We do not conduct credit checks. Customers with poor credit histories, no credit history, or past CCJs are welcome to shop with us.

When will my items be delivered?

For your first order, your goods are dispatched immediately after your fourth payment is made. Once your first order is established, all future orders ship straight away.

Are there any interest charges or fees?

No. TrustPay is completely interest-free at 0% APR, meaning the total cost of your goods is divided evenly across your chosen instalment schedule without extra finance charges.

What is the maximum limit I can spend?

Eligible customers can access an account limit of up to to spread across their chosen purchases.

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Apply for a TrustPay account — instant decision, no credit check