If you have been searching for an accessible credit engine to help fund essential household purchases, Trusty Stores offers a simpler way to shop. With our TrustPay payment plan, you can spread the cost of everyday products over 12 weekly or monthly instalments at 0% APR with no credit checks required.
Automated credit engine systems used by mainstream lenders rely on strict credit scores and rigid criteria, frequently rejecting shoppers with past financial difficulties. At Trusty Stores, we do not believe past credit problems should hold you back. Customers with bad credit and CCJs are welcome, allowing you to access a flexible shopping limit of up to £1,200 without invasive searches on your file.
Instead of an unpredictable automated scoring engine, TrustPay keeps things transparent. You spread the full cost across 12 scheduled weekly or monthly instalments, giving you complete control over your household budget. For your very first order, goods are dispatched once your 4th payment is successfully completed. For any subsequent purchases you make, your items are shipped straight away.
Our catalogue is packed with household essentials, from modern kitchen appliances and stylish furniture to smart TVs and computing. By bypassing standard credit engine checks, Trusty Stores provides a dependable, stress-free route to getting the items your home needs today.
A conventional credit engine uses automated software to analyse your credit history and score your application. TrustPay does not run credit checks at all, meaning your financial past will not prevent you from shopping.
Eligible customers can spend up to a £1,200 limit across our entire product range.
You can choose to pay over 12 weekly or 12 monthly instalments. Every plan is set at 0% APR, meaning you only ever repay the cost of the items you choose.
For your first catalogue order, items are dispatched after the 4th payment has been made. Later orders placed on your account are shipped straight away.
Yes. Because we do not perform credit checks, having previous arrears, defaults, or CCJs will not stop you from using TrustPay.
Apply for a TrustPay account — instant decision, no credit check