Securing credit on catalogues with bad credit can be challenging when traditional lenders rely heavily on automated credit scoring. At Trusty Stores, we provide an accessible alternative through TrustPay, giving you access to thousands of everyday essentials and home goods with no credit checks.
TrustPay makes shopping simple and transparent. Customers with past credit issues, defaults, or CCJs are welcome to set up an account and access an initial spending limit of up to £1,200. Every purchase comes with 0% APR, meaning you only pay for the goods you order without any added interest or unexpected financing fees.
Managing your budget is straightforward with payments spread over 12 weekly or monthly instalments. To keep the service sustainable without performing credit searches, your very first order is dispatched once your fourth payment has cleared. After that initial order is fulfilled, all future purchases ship straight away upon ordering.
Browse our extensive selection across home furniture, smart technology, kitchen appliances, and entertainment. With predictable payment schedules and no credit checks holding you back, managing essential purchases has never been more achievable.
No, we carry out no credit checks whatsoever. Your financial history, low credit scores, and past CCJs will not prevent you from using TrustPay.
You can spread the total cost of your order over 12 weekly or monthly instalments at 0% APR, with no interest added.
For your first order, items are dispatched after your fourth instalment is paid. For any subsequent orders, your items are shipped straight away.
Eligible shoppers can access a spending limit of up to £1,200 to purchase items across the catalogue.
No. TrustPay offers 0% APR across all purchases, ensuring you never pay more than the item price spread across your chosen schedule.
Apply for a TrustPay account — instant decision, no credit check