Credit Shopping with 0% APR & No Credit Checks

Experience hassle-free credit shopping designed around your budget. At Trusty Stores, we believe past financial hiccups should not hold you back, which is why you can spread the cost of household goods and technology across 12 manageable instalments at 0% APR.

TrustPay makes online catalogue shopping simple, transparent, and completely free of interest charges. Rather than running invasive credit bureau searches, we base your access on manageable budgeting. Whether you have an impaired credit history or registered CCJs, you can access an account limit of up to £1,200 to furnish your home or update your devices without paying everything upfront.

Our flexible payment plans let you split the total purchase amount evenly across 12 weekly or monthly instalments. To promote responsible spending, your very first order is dispatched once your fourth payment has been successfully completed. As you build your track record with us, all subsequent orders ship straight away, giving you dependable access to the products you need.

Browse our extensive selection of home appliances, smart technology, comfortable furniture, and everyday family essentials. With transparent terms, zero interest, and fixed repayment schedules, managing your household expenses has never been clearer or more straightforward.

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Frequently asked questions

How does credit shopping work with TrustPay?

You choose your items, select TrustPay at checkout, and divide the total cost into 12 weekly or monthly instalments. There is 0% APR, meaning you only pay the retail price of the items with no added interest.

Are credit checks required to open an account?

No, we do not run credit checks. Customers with bad credit, thin credit files, or CCJs are welcome to set up an account and use our catalogue service.

What is the maximum account limit?

You can spend up to our standard limit of £1,200 across our catalogue range, subject to account verification and payment setup.

When will my first purchase be dispatched?

For your first order, delivery takes place after your fourth regular payment has been cleared. For any future orders you place, items are shipped straight away upon purchase.

Can I choose between weekly and monthly repayments?

Yes, you can align your 12 instalments with your pay schedule by choosing either weekly or monthly payment dates during checkout.

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Apply for a TrustPay account — instant decision, no credit check