The Easiest Catalogue to Get With Bad Credit

If past financial hiccups or CCJs are holding you back, finding the easiest catalogue to get with bad credit shouldn't add to your stress. At Trusty Stores, we believe in straightforward access to everyday essentials. With TrustPay, you can spread your payments over 12 manageable instalments at 0% APR without any credit checks.

Traditional catalogues often rely on strict automated scoring that turns away shoppers with low credit scores or past debt judgments. Trusty Stores does things differently. We welcome customers with bad credit and CCJs, skipping credit checks entirely. Instead of reviewing your credit history, we offer an accessible way to shop for the items you need with an account limit of up to £1,200.

Budgeting is simple and predictable with TrustPay. You can split your purchase into 12 weekly or monthly instalments, completely interest-free. To keep the service sustainable and responsible for everyone, your very first order is dispatched once your fourth payment has been completed. Once your account is established, future orders ship straight away.

Whether you are upgrading a home appliance, refreshing your living room furniture, or picking up the latest family entertainment tech, our flexible payment plans put you in control. Enjoy honest, transparent shopping designed to work around your routine, free from hidden fees and intrusive credit checks.

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Frequently asked questions

Do you run credit checks when I sign up?

No, we never perform credit checks. Your credit rating and past history will not be searched when you choose TrustPay.

Can I shop if I have CCJs or a poor credit history?

Yes. TrustPay is designed for customers who may have been refused elsewhere, so CCJs and bad credit are completely welcome.

What is the account credit limit?

You can spend up to a £1,200 limit across our catalogue using TrustPay.

When will my order arrive?

For your first order, your items will be dispatched after your fourth instalment is paid. For any subsequent orders, your goods will ship straight away.

Is there any interest charged on instalments?

No. TrustPay offers 0% APR, meaning you only ever pay the retail cost of your order spread across 12 weekly or monthly payments.

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Apply for a TrustPay account — instant decision, no credit check