Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Finance the TCL A400M 85" 4K Ultra HD QD-Mini LED Smart TV

Bring home cinema-scale entertainment without the upfront lump sum by spreading the cost of the TCL 85A400MUK. Explore transparent, flexible finance options designed to help you upgrade your living room comfortably.

The TCL A400M 85-inch QD-Mini LED TV (TCL-85A400MUK) delivers breathtaking picture clarity, deep contrast, and vibrant quantum dot colour across an expansive screen. A flagship display of this scale represents a significant upgrade to any home cinema or gaming setup, which is why choosing a flexible payment plan makes premium home entertainment far more manageable for your regular monthly budget.

To make your purchase seamless, we offer flexible payment solutions including TrustPay. With TrustPay, you can spread your purchase at 0% APR representative, meaning you will not pay a penny in interest over your repayment term. Additionally, TrustPay requires no credit check and offers instant approval for amounts up to £1,200, allowing you to secure your finance without affecting your credit file.

Applying at checkout is quick and straightforward. Because the TCL 85A400M is a high-end display, any remaining balance above your approved £1,200 TrustPay allowance can simply be paid as an initial deposit. Your remaining instalments are fixed and clearly scheduled from the outset, ensuring complete transparency with zero hidden charges or surprise fees.

A400M 85" 4K Ultra HD QD-Mini LED HDR Smart TV - 85A400M | TCL-85A400MUK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I buy the TCL 85A400MUK on finance without a credit check?

Yes. When you choose TrustPay at checkout, you can access financing with no credit check required, offering approvals up to £1,200 based on standard eligibility.

Is the TrustPay finance option really 0% interest?

Yes. TrustPay offers 0% APR representative, meaning there is zero interest added to your plan. You only pay back the agreed cost of your TV.

How does payment work if the 85-inch TV costs more than £1,200?

TrustPay approves eligible customers up to £1,200. Any balance above this limit is simply paid upfront as a deposit during checkout, with the remaining balance split across your interest-free instalments.

Apply for a TrustPay account — instant decision, no credit check