Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

TCL A400PRO 75" 4K QD-Mini LED Google TV – Bad Credit Finance

Upgrade your living room with the flagship TCL A400PRO 75" 4K QD-Mini LED TV, even if your credit history is less than perfect. We provide simple, transparent payment alternatives designed to help you bring home modern entertainment without the usual finance stress.

The TCL 75A400PRO-UK sets a high standard for home entertainment, combining advanced QD-Mini LED backlight precision with quantum dot colour technology. Whether you are watching live sports, gaming at high frame rates, or streaming movies in 4K HDR, this massive 75-inch panel delivers striking contrast, rich colours, and impressive peak brightness. Built-in Google TV puts your favourite streaming apps, personalised recommendations, and hands-free voice control all in one easy-to-navigate hub.

A past missed payment or poor credit rating should not stop you from enjoying modern home technology. Many high-street retail lenders rely on automated credit scoring algorithms that decline customers with thin credit files or past financial difficulties. We believe in providing clear, sensible shopping options that focus on straightforward affordability rather than previous credit blips.

To help you spread your purchase, we partner with TrustPay to provide accessible financing with 0% APR and no credit check. Customers can be approved for up to £1,200, allowing you to split the cost into manageable, interest-free payments. Because there is no credit search, choosing TrustPay means zero negative impact on your credit file, giving you complete clarity from the moment you check out.

A400PRO 75" 4K Ultra HD QD-Mini LED HDR Google Smart TV - 75A400PRO-UK | TCL-75A400PRO-UK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2902.20 split into 12 payments of £241.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2902.20. 0% APR, no interest, no fees.

Can I buy the TCL A400PRO 75" TV if I have bad credit?

Yes. We offer alternative payment solutions like TrustPay that do not rely on standard credit scoring, making it easier for customers with poor or limited credit history to purchase.

How does TrustPay work for this TV purchase?

TrustPay offers flexible repayments at 0% APR with no credit check required, approving eligible customers for up to £1,200. You pay back the balance in structured, interest-free installments.

Will applying for TrustPay affect my credit score?

No, TrustPay does not perform a credit search, meaning your application leaves no mark or footprint on your credit report.

Apply for a TrustPay account — instant decision, no credit check