Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Experience Stunning 4K with TCL 85A400U-UK TV – No Credit Check Finance Available

Dreaming of a cinematic experience at home? The TCL 85A400U-UK 85" 4K Ultra HD QD-Mini LED HDR Smart TV brings breathtaking visuals right to your living room. And the best part? You can get this incredible TV without worrying about credit checks, thanks to our flexible payment option.

Step into a world of vibrant colours and incredible detail with the TCL A400U 85" 4K Ultra HD QD-Mini LED HDR Smart TV. This state-of-the-art television delivers an unparalleled viewing experience, making every movie night, sports event, and gaming session truly immersive. QD-Mini LED technology ensures stunning brightness, deep contrasts, and a wide colour gamut, while 4K Ultra HD resolution provides four times the detail of Full HD. With HDR support, you'll see every scene precisely as the director intended, bursting with lifelike colours and clarity.

The 85A400U-UK isn't just about picture quality; it's a fully integrated Smart TV, giving you instant access to all your favourite streaming services and apps. Navigate effortlessly through your entertainment with a user-friendly interface. Whether you're upgrading your home cinema or simply want the best possible viewing experience, this TCL model combines cutting-edge technology with incredible value.

We believe everyone should have access to the latest technology, which is why we offer a convenient way to purchase your new TCL 85" TV with no credit check. Our partner, TrustPay, provides 0% APR finance, allowing you to spread the cost over manageable instalments. This means you can enjoy your new 4K QD-Mini LED TV today without an immediate upfront lump sum or impacting your credit score. TrustPay can approve you for purchases up to £1,200.

A400U 85" 4K Ultra HD QD-Mini LED HDR Smart TV - 85A400U-UK | TCL-85A400UUK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3598.20 split into 12 payments of £299.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3598.20. 0% APR, no interest, no fees.

What is QD-Mini LED technology?

QD-Mini LED combines Quantum Dot and Mini LED backlighting to offer superior brightness, deeper blacks, more precise local dimming, and a wider colour volume compared to traditional LED TVs, resulting in a more vivid and dynamic picture.

How does TrustPay's no credit check finance work?

TrustPay offers a 0% APR finance option that does not involve a credit check. You can be approved for purchases up to £1,200, allowing you to pay for your TV in instalments without impacting your credit score. You will need to agree to TrustPay's terms and conditions.

Is the TCL 85A400U-UK a Smart TV?

Yes, the TCL 85A400U-UK is a Smart TV, meaning it has built-in internet connectivity to access streaming apps like Netflix, YouTube, BBC iPlayer, and more, directly from your television.

Apply for a TrustPay account — instant decision, no credit check