Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Acer Nitro V16 Gaming Laptop on 0% APR Finance

Upgrade your gaming setup today without paying everything upfront. Get the powerful Acer Nitro V16 with flexible 0% APR finance options that keep your budget firmly in check.

The Acer Nitro V16 is built to deliver serious power without compromising on value. Equipped with the latest AMD Ryzen 7 R7-260 processor, 16GB of rapid memory, and a 512GB solid-state drive, this laptop handles multitasking and fast load times with ease. Paired with the cutting-edge NVIDIA GeForce RTX 5050 graphics card, the immersive 16-inch high-refresh display brings the latest PC releases and competitive esports titles to life with crisp visuals and fluid frame rates.

Investing in high-end gaming hardware can put a dent in your savings, which is why 0% APR finance offers a practical alternative. With a genuine zero-percent interest agreement, the total price you pay is split into clear, fixed monthly payments with zero hidden fees. You get the exact same cash price spread comfortably across multiple months, allowing you to upgrade your tech without sacrificing your short-term cash flow.

To make high-performance gaming even more accessible, we have partnered with TrustPay. TrustPay offers an inclusive 0% APR payment plan requiring no credit check, with instant approvals up to £1,200. Whether you are building credit or simply prefer avoiding traditional hard searches on your credit file, TrustPay lets you secure your Acer Nitro V16 simply, securely, and completely interest-free.

Acer Nitro V16 16In R7-260 16GB 512GB RTX 5050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

How does 0% APR finance work on the Acer Nitro V16?

0% APR means you pay no interest whatsoever on your purchase. The total cost of the laptop is divided into equal, agreed monthly instalments, meaning the total amount you pay back equals the original cash price.

Do I need to pass a credit check to use TrustPay?

No. TrustPay provides 0% APR financing with no credit check required, offering eligible customers instant approvals for purchases up to £1,200.

Can I pay off my laptop finance balance early?

Yes. You can settle your remaining balance early at any point during your agreement with zero early repayment fees or penalties.

Apply for a TrustPay account — instant decision, no credit check