Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Acer Nitro V16 16-Inch Gaming Laptop | No Credit Check Finance

Upgrade your battlestation today with the Acer Nitro V16 16-inch gaming laptop, built for seamless high-performance play. Split the cost into manageable payments with simple financing designed to keep your credit file untouched.

Step into smooth, immersive gameplay with the Acer Nitro V16 16In R7-260 16GB 512GB RTX 5050 Gaming Laptop. Engineered for modern gaming, this machine features an AMD Ryzen 7-260 processor paired with 16GB of high-speed RAM and an agile 512GB SSD. Backed by the cutting-edge NVIDIA GeForce RTX 5050 graphics card, you can enjoy fluid frame rates, lifelike ray tracing, and crisp visuals across the vibrant 16-inch display, whether you are playing esports titles or exploring open-world blockbusters.

Getting the gaming gear you want should not depend on a rigid credit score. That is why you can spread the cost using TrustPay. With TrustPay, eligible UK customers can be approved for up to £1,200 with no credit check and 0% APR. There are no intrusive credit searches registered against your credit file, meaning you can secure your new Acer Nitro V16 without risking your credit rating.

Borrowing responsibly is essential, even with interest-free payment options. With TrustPay at 0% APR, there are no hidden borrowing fees or mounting interest charges—you simply repay the original purchase price over predictable, agreed instalments. Before selecting finance at checkout, please ensure the regular repayments fit comfortably within your household budget, as missed payments may affect future access to the service.

Acer Nitro V16 16In R7-260 16GB 512GB RTX 5050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

How does the no credit check option work for the Acer Nitro V16?

When you select TrustPay at checkout, your application is assessed using alternative verification checks rather than a hard search on your credit profile, meaning your credit score will not be affected.

Is TrustPay really 0% APR on this laptop?

Yes. TrustPay offers 0% APR interest-free finance on approved purchases up to £1,200, so you only pay the exact price of the laptop divided into regular payments.

What criteria do I need to meet to use TrustPay?

You must be a UK resident aged 18 or older with a valid UK debit card and bank account. All financing is subject to status and affordability checks.

Apply for a TrustPay account — instant decision, no credit check