Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple MacBook Pro 2026 14-inch M5 Max: Bad Credit Finance Options

Looking to upgrade to the flagship 2026 14-inch MacBook Pro M5 Max in Space Black but worried about your credit history? We provide accessible payment pathways so past credit challenges do not hold back your productivity or creative ambition.

The 2026 Apple MacBook Pro 14in is built for peak professional performance, powered by the cutting-edge M5 Max 18-core chip, 36GB of unified memory, a high-speed 2TB SSD, and an ultra-sharp ProLED display. Finished in modern Space Black, it effortlessly handles intense 3D rendering, multi-stream 8K video editing, and complex development workflows. While top-tier hardware requires a substantial investment, having a less-than-perfect credit score should not prevent you from acquiring essential professional tools.

To help you spread the expenditure responsibly, we partner with flexible payment providers including TrustPay. Designed to give UK shoppers accessible finance without standard gatekeeping, TrustPay provides funding up to £1,200 with 0% APR and no credit check. This enables you to divide a significant portion of your purchase into clear, predictable instalments without interest charges inflating your balance or a hard credit search marking your file.

Because this high-spec M5 Max configuration retails above the £1,200 TrustPay cap, you can easily pay the difference as an upfront deposit at checkout. Spreading the remainder helps you balance cash flow while securing state-of-the-art tech immediately. As responsible lending advocates, we encourage you to review your monthly household budget before committing, ensuring that your scheduled repayments remain affordable and comfortable throughout your payment term.

Apple MacBook Pro 2026 14in ProLED M5 Max 18C 36GB 2TB - Space Black

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £8098.20 split into 12 payments of £674.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £8098.20. 0% APR, no interest, no fees.

Can I buy the MacBook Pro 2026 M5 Max if I have bad credit?

Yes. We offer alternative payment methods including TrustPay that do not rely on traditional credit scoring, allowing customers with low credit scores or limited credit history to spread part of the cost.

How does TrustPay work on high-value items?

TrustPay approves up to £1,200 at 0% APR with no credit check. Since this M5 Max model exceeds £1,200, you pay the remaining balance as an upfront deposit at checkout and spread the remaining £1,200 interest-free.

Will applying for finance leave a hard search on my credit report?

No. TrustPay does not carry out a hard credit check to provide funding up to £1,200, ensuring your credit score remains unaffected when applying.

Apply for a TrustPay account — instant decision, no credit check