Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple MacBook Pro 2026 14in ProLED M5 Pro 48GB 1TB (Silver) – Bad Credit Finance

Looking to upgrade to the cutting-edge Apple MacBook Pro 2026 14-inch M5 Pro in Silver, but worried a low credit score will hold you back? Discover clear, flexible finance options designed to help you get the pro-grade tech you need without the stress of traditional credit checks.

The 2026 Apple MacBook Pro 14-inch is built for serious creators, boasting the phenomenal M5 Pro chip with an 18-core CPU, 48GB of unified memory, and a superfast 1TB SSD. Featuring the vibrant ProLED display, this machine handles intensive video editing, 3D rendering, and multithreaded coding effortlessly. Finished in sleek classic Silver, it remains the benchmark in portable computing power.

We believe past credit hurdles shouldn't stop you from accessing modern work tools. That's why we partner with TrustPay to provide accessible payment options tailored for customers with less-than-perfect credit profiles. With TrustPay, eligible shoppers can get approved for up to £1,200 with zero credit checks and 0% APR. This lets you fund a significant portion of your new MacBook Pro interest-free, making top-tier performance manageable for your monthly budget.

Borrowing responsibly is essential, especially when managing past credit challenges. TrustPay offers straightforward, predictable repayments with no hidden charges, helping you stay firmly in control of your household finances. Any remaining balance beyond the £1,200 limit can be easily settled upfront or structured through other transparent payment plans. Always ensure monthly instalments are affordable before entering into any agreement, as missed payments can impact your overall financial standing.

Apple MacBook Pro 2026 14in ProLED M5 Pro 18C 48GB 1TB - Silver

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £6658.20 split into 12 payments of £554.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £6658.20. 0% APR, no interest, no fees.

Can I get the MacBook Pro 2026 M5 Pro if I have bad credit?

Yes. We offer alternative payment solutions like TrustPay, which provides 0% APR financing up to £1,200 with no credit checks required, helping those with lower credit scores access premium hardware.

How does TrustPay work for a high-value purchase like this?

TrustPay covers up to £1,200 of your order total at 0% APR without credit checks. Because the 48GB 1TB M5 Pro MacBook is a premium device, any remaining balance above £1,200 is paid via debit or credit card at checkout.

Will applying for TrustPay damage my credit score?

No. TrustPay does not carry out a hard credit search to approve your £1,200 limit, meaning your current credit rating will not be negatively affected when you apply.

Apply for a TrustPay account — instant decision, no credit check