Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pre-Order the MacBook Pro 16 M5 Max with Bad Credit

Secure your pre-order for the flagship Apple MacBook Pro 2026 16-inch M5 Max in Space Black, even if your credit score is less than perfect. We provide straightforward, accessible finance options so you can get the creative workstation you need without upfront financial strain.

The 2026 16-inch MacBook Pro sets a new performance benchmark for professionals, pairing the next-generation M5 Max chip's 18-core CPU with 36GB unified memory, a spacious 2TB SSD, and Apple's brilliant ProLED panel. Encased in durable Space Black, it tackles complex 3D renders, multi-cam 8K video, and intensive code compilation with whisper-quiet efficiency. However, top-spec machines command a premium price tag, and automated high-street credit checks frequently decline freelancers, self-employed creators, and those with historic credit blips.

We believe credit history should not hold back your business or career. To keep this flagship release accessible, we partner with flexible payment providers including TrustPay. With TrustPay, eligible UK shoppers can secure instant approval for up to £1,200 with 0% APR and no credit check. By assessing regular affordability rather than past borrowing records, TrustPay allows you to spread payments predictably without penalising your credit rating.

Because the 16-inch M5 Max retails above standard single-credit caps, you can pair your £1,200 TrustPay credit limit with an upfront debit payment at checkout to cover the remaining balance. This arrangement keeps monthly outgoings predictable and manageable. There are no hidden setup fees, early settlement penalties, or compounding interest charges, allowing you to invest in pro-grade Apple Silicon responsibly within UK consumer lending guidelines.

Apple MacBook Pro 2026 16in ProLED M5 Max 18C 36GB 2TB - Space Black Pre-Order

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £8638.20 split into 12 payments of £719.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £8638.20. 0% APR, no interest, no fees.

Can I pre-order the 2026 MacBook Pro 16 M5 Max with bad credit?

Yes. We offer alternative payment options including TrustPay, which approves up to £1,200 at 0% APR with no credit check, helping customers with low credit scores access new Apple releases responsibly.

How does TrustPay work if the MacBook Pro costs more than £1,200?

TrustPay covers up to £1,200 of your total order value. You simply settle the remaining balance at checkout using a standard debit or credit card, and the rest is spread over interest-free scheduled repayments.

Will applying for finance affect my credit file?

No. TrustPay does not carry out hard credit checks, meaning your application leaves no footprint on your credit file. Always ensure monthly instalments remain within your personal budget before committing.

Apply for a TrustPay account — instant decision, no credit check