Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple MacBook Pro 16-inch (2026) M5 Max on Finance with Bad Credit

Struggling to secure approval for high-end tech due to a low credit score? You can still get the flagship Apple MacBook Pro 2026 16-inch M5 Max in Silver using accessible UK finance options designed around your current budget.

The 2026 16-inch MacBook Pro is an absolute powerhouse. Built with Apple's M5 Max 18-core chip, 48GB unified memory, a 2TB SSD, and a breath-taking ProLED display, this Silver machine is designed for demanding creative workflows, heavy coding, and high-end video production. However, paying thousands of pounds upfront is not always practical, and past financial hiccups should not lock you out of the tools you need to run your business or career.

Traditional high-street lenders often rely on rigid automated scoring systems, rejecting applicants with past defaults, thin credit files, or CCJs. We believe in fair, accessible purchasing. That is why we offer flexible options including TrustPay. With TrustPay, you benefit from 0% APR and no credit check, with instant approval for up to £1,200. You can easily pair this allowance with an upfront deposit to cover the remaining balance of your premium workstation.

Responsible lending is at the heart of our service. With 0% APR on TrustPay, you will never face compounding interest, hidden administrative fees, or sudden payment increases. Spreading your payments into clear, manageable monthly instalments allows you to keep total control of your cash flow while investing in top-tier Apple hardware without financial strain.

Apple MacBook Pro 2026 16in ProLED M5 Max 18C 48GB 2TB - Silver

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £9718.20 split into 12 payments of £809.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £9718.20. 0% APR, no interest, no fees.

Can I buy the MacBook Pro 16 M5 Max if I have bad credit?

Yes. A poor credit history does not automatically disqualify you. Options like TrustPay assess current affordability rather than historic credit bureau data, allowing you to spread payments responsibly.

How does TrustPay work for high-value laptops?

TrustPay offers 0% APR with no credit checks for approvals up to £1,200. Because this high-spec MacBook Pro costs more than £1,200, you simply pay the difference as an initial deposit and spread the remaining £1,200 over fixed instalments.

Will checking my eligibility harm my credit score?

No. TrustPay does not run a hard credit search on your file, meaning your credit score will not be lowered when you apply.

Apply for a TrustPay account — instant decision, no credit check