Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple MacBook Pro 2026 16in M5 Pro (48GB, 1TB) - Bad Credit Finance

Looking to upgrade to the flagship Apple MacBook Pro 2026 16in M5 Pro in Space Black, but worried a low credit score will stand in the way? Discover flexible UK finance options designed to help you secure pro-grade tech without the stress of an upfront lump sum.

The 2026 16-inch Apple MacBook Pro is built for uncompromising performance. Featuring the next-generation M5 Pro 18-core chip, 48GB of unified memory, a blazing-fast 1TB SSD, and an ultra-vivid ProLED display wrapped in sleek Space Black, it is the ultimate tool for developers, editors, and creatives. However, investing in high-tier hardware outright is not always practical, especially when balancing day-to-day cash flow.

A past financial blip or a less-than-perfect credit score should not prevent you from accessing essential professional equipment. Modern, forward-thinking finance providers look beyond historical credit file blemishes. Instead, they focus on what you can sensibly afford today, offering transparent terms and fair repayment schedules with no hidden penalties.

To make owning this laptop straightforward, we offer flexible payment paths including TrustPay. With TrustPay, eligible UK shoppers can be approved for up to £1,200 at 0% APR with absolutely no credit check required. Simply cover the balance above your approved limit with an upfront deposit, and comfortably split the remaining £1,200 across manageable, interest-free instalments.

Apple MacBook Pro 2026 16in ProLED M5 Pro 18C 48GB 1TB - Space Black

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £7198.20 split into 12 payments of £599.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £7198.20. 0% APR, no interest, no fees.

Can I get the MacBook Pro 16in M5 Pro if I have bad credit?

Yes. Our checkout offers flexible UK payment providers that assess your current affordability rather than relying purely on historical credit scores.

How does TrustPay work on high-value items?

TrustPay provides up to £1,200 at 0% APR with no credit check. For a premium machine like this MacBook Pro, simply pay the difference upfront as a deposit and spread the remaining £1,200 in interest-free payments.

Will checking my eligibility harm my credit score?

TrustPay requires no credit check at all, so your credit file remains untouched. Other alternative finance options use soft searches to check eligibility without damaging your rating.

Apply for a TrustPay account — instant decision, no credit check