Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Ultra 3 GPS+Cell (49mm, Black Ocean Band) – Get Yours with Bad Credit Today!

Dreaming of the powerful Apple Watch Ultra 3 but worried about your credit history? We understand that bad credit shouldn't stand between you and the tech you need. Discover how you can own the advanced Apple Watch Ultra 3 with GPS+Cellular connectivity, even with a less-than-perfect credit score.

The Apple Watch Ultra 3 with its robust 49mm case and stylish Black Ocean Band is designed for adventurers, athletes, and anyone who demands the best. Featuring advanced health monitoring, precision GPS, and cellular capabilities to keep you connected even without your iPhone, it’s a significant investment in your lifestyle and wellbeing. However, traditional financing options often present a hurdle for individuals with bad credit. We believe everyone deserves access to the latest technology, which is why we’ve partnered to offer a fairer way to buy.

If you've been turned down elsewhere or are simply looking for a transparent and accessible finance solution, our TrustPay option is designed for you. TrustPay offers 0% APR, meaning you only pay back the price of the Apple Watch Ultra 3 – no hidden interest charges. Crucially, there's no credit check involved in your application, making it a viable pathway for those with past credit challenges. We know that life happens, and a poor credit score from years ago shouldn't dictate your present or future purchases.

Applying for TrustPay is straightforward and designed with your convenience in mind. You could be approved for up to £1,200, which is typically more than enough to cover the cost of your new Apple Watch Ultra 3 GPS+Cellular (49mm, Black Ocean Band). This simple process means you can get your hands on this cutting-edge smartwatch much faster, without the usual financial stress. Our goal is to provide a helpful, plain English approach, ensuring you understand every step and feel confident in your purchase.

Apple Watch Ultra 3 GPS+Cell 49mm Black Ocean Band

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1312.20 split into 12 payments of £109.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1312.20. 0% APR, no interest, no fees.

Can I really get an Apple Watch Ultra 3 with bad credit?

Yes, absolutely! Our TrustPay option is specifically designed for customers who might have a less-than-perfect credit history. It allows you to purchase the Apple Watch Ultra 3 without a traditional credit check.

What is TrustPay and how does it work?

TrustPay is our flexible payment solution that offers 0% APR on your purchase. There's no credit check involved, and you could be approved for up to £1,200, making it easier to afford your Apple Watch Ultra 3. You simply repay the agreed amount over a set period without any interest.

Is TrustPay FCA compliant?

Yes, TrustPay operates fully within the guidelines and regulations set by the Financial Conduct Authority (FCA) in the UK. This ensures that our financial services are fair, transparent, and responsible for all our customers.

Apply for a TrustPay account — instant decision, no credit check