Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Ultra 3 GPS+Cell 49mm Black Ocean Band – Buy Now, Pay Later

Experience the ultimate adventure companion with the new Apple Watch Ultra 3 GPS+Cell 49mm, complete with the sleek Black Ocean Band. Now, owning this cutting-edge device is more accessible than ever with our flexible 'buy now, pay later' options.

The Apple Watch Ultra 3 is engineered for unparalleled performance, whether you're scaling mountains or diving deep. Its robust 49mm titanium case and stunning always-on Retina display are built to withstand extreme conditions, while the Black Ocean Band offers comfort and security for all your aquatic adventures. With cellular connectivity, you can stay connected, make calls, and stream music directly from your wrist, even without your iPhone nearby. This model provides advanced health monitoring, precise GPS, and new customisable action buttons to enhance your outdoor pursuits.

Understanding that premium technology is an investment, we've partnered with TrustPay to offer you a straightforward and responsible way to purchase your Apple Watch Ultra 3. With TrustPay, you can enjoy 0% APR, meaning you pay no interest on your purchase. This allows you to spread the cost over manageable instalments, making this incredible device more affordable for your budget today.

A key benefit of using TrustPay is the 'no credit check' feature for eligible purchases up to £1,200. This means that your existing credit score will not be impacted, and the application process is designed to be quick and easy, focusing on your current affordability rather than past credit history. It's a simple, transparent solution to help you get the tech you need without financial strain. We are committed to providing clear, FCA-compliant finance options that put you in control.

Apple Watch Ultra 3 GPS+Cell 49mm Black Ocean Band

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1312.20 split into 12 payments of £109.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1312.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is our financial partner that offers 'buy now, pay later' services, allowing you to purchase items like the Apple Watch Ultra 3 and spread the cost over time with 0% APR. This means you pay no interest on your repayments.

Does TrustPay require a credit check?

For eligible purchases up to £1,200, TrustPay typically does not perform a hard credit check that impacts your credit score. They focus on affordability to ensure the payment plan is suitable for you, adhering to responsible lending practices.

How do I apply for TrustPay?

You can select TrustPay as your payment option during the checkout process on our website. The application is quick and usually provides an instant decision, allowing you to complete your purchase efficiently and securely.

Apply for a TrustPay account — instant decision, no credit check