Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Ultra 3 (GPS+Cell) 49mm Charcoal Trail Loop - Pay with 0% APR

Unlock the pinnacle of adventure and connectivity with the Apple Watch Ultra 3 (GPS+Cellular) 49mm, featuring the stylish Charcoal Trail Loop (S/M). Now, you can own this incredible device without the financial strain, thanks to our flexible 0% APR payment options.

The Apple Watch Ultra 3 is engineered for extreme performance, offering unparalleled durability, advanced health monitoring, and cutting-edge GPS capabilities. Whether you're conquering a mountain, diving deep, or simply staying connected on the go, its robust titanium casing and brighter display ensure reliability. With cellular connectivity, you can make calls, send texts, and stream music directly from your wrist, even without your iPhone nearby. The Charcoal Trail Loop provides a comfortable, secure fit for all your activities, making it the ideal companion for every challenge.

Understanding that premium technology is an investment, we're committed to making the Apple Watch Ultra 3 accessible to everyone. We proudly offer TrustPay, a straightforward payment solution designed with your financial well-being in mind. With TrustPay, you can spread the cost of your new Apple Watch Ultra 3 over manageable monthly payments, all at a genuine 0% Annual Percentage Rate (APR). This means you pay no extra interest – just the price of the watch itself.

Applying for TrustPay is simple and transparent. We understand the importance of responsible lending, and our process is designed to be fair and easy to understand. Crucially, TrustPay offers the advantage of 'no credit check' for approval, making it an excellent option even if you have a limited credit history. Subject to eligibility and our terms, you could be approved for up to £1,200, allowing you to secure your Apple Watch Ultra 3 with peace of mind. Simply select TrustPay at checkout and follow the clear steps to complete your purchase.

Apple Watch Ultra 3 GPS+Cell 49mm Charcoal Trail Loop - S/M

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1312.20 split into 12 payments of £109.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1312.20. 0% APR, no interest, no fees.

What is 0% APR and how does TrustPay work?

0% APR means you pay no interest on your purchase when you choose TrustPay. You simply pay back the exact cost of the Apple Watch Ultra 3 in agreed-upon monthly instalments, making it a highly affordable way to spread the cost.

Will TrustPay require a credit check?

No, TrustPay does not require a traditional credit check for approval. This makes it a more accessible payment option for many customers, including those with limited credit history. Approval is based on our internal eligibility criteria.

How much can I be approved for with TrustPay?

Subject to our terms and conditions and your eligibility, TrustPay can approve you for purchases up to £1,200. This is typically more than enough to cover the cost of the Apple Watch Ultra 3.

Apply for a TrustPay account — instant decision, no credit check