Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pre-Order Your Apple Watch Ultra 4 (49mm Titanium, Black Ocean Band) – No Credit Check Required!

Excited for the new Apple Watch Ultra 4? You can pre-order the GPS + Cellular 49mm Titanium model with the striking Black Ocean Band right here, without the worry of a credit check.

The wait is over! Be among the first in the UK to experience the groundbreaking Apple Watch Ultra 4. Engineered for endurance, adventure, and exploration, this 49mm Titanium timepiece offers unparalleled robustness and advanced features. With built-in GPS + Cellular connectivity, you can stay connected, navigate, and track your performance whether you're tackling a mountain trail or diving into the ocean. The innovative Black Ocean Band is designed for extreme water sports, ensuring comfort and security in the most demanding conditions.

Securing your Apple Watch Ultra 4 should be straightforward and accessible. That's why we're proud to offer a flexible payment solution with TrustPay. Forget about traditional credit checks and the impact they can have on your financial standing. With TrustPay, you can pre-order your new device with complete peace of mind, knowing your application won't affect your credit score. This transparent approach means more people can access the latest technology without financial barriers.

TrustPay provides a fantastic way to spread the cost of your new Apple Watch Ultra 4, featuring a clear and simple 0% APR. This means you only pay for the watch itself, with no added interest charges. Approval is fast, and you could be cleared for up to £1,200, making it an ideal option for this premium device. Our goal is to make cutting-edge technology affordable and accessible for everyone, and TrustPay helps us deliver on that promise by offering a responsible and easy-to-understand finance option.

Apple Watch Ultra 4 GPS + Cell 49mm Titanium Case Black Ocean Band Pre-Order

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1348.20 split into 12 payments of £112.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1348.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is a finance option that allows you to pay for your Apple Watch Ultra 4 with 0% APR, without requiring a traditional credit check. This helps make premium technology more accessible.

How much can I be approved for with TrustPay?

With TrustPay, customers can typically be approved for up to £1,200, which is sufficient to cover the cost of your Apple Watch Ultra 4 pre-order.

Does using TrustPay affect my credit score?

No, applying for or using TrustPay for your purchase does not involve a traditional credit check and will not impact your credit score. It's designed to be a straightforward, no-fuss option.

Apply for a TrustPay account — instant decision, no credit check