Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Ultra 4 (GPS + Cellular, 49mm, Titanium) with Desert Alpine Loop - L

Experience the pinnacle of adventure with the Apple Watch Ultra 4. Get yours today with our flexible 'Buy Now Pay Later' option, making premium tech more accessible.

Unleash your potential with the Apple Watch Ultra 4, engineered for extreme conditions and peak performance. This 49mm titanium model, paired with the robust Desert Alpine Loop (Large), offers unparalleled durability and comfort. Featuring advanced GPS and cellular capabilities, you can stay connected and navigate with precision, even when off the grid. Dive into new depths with enhanced water resistance, track your most ambitious workouts, and monitor crucial health metrics with a device built to go further.

The Apple Watch Ultra 4 is more than just a smartwatch; it's a comprehensive tool for explorers and athletes. Its vibrant always-on Retina display provides exceptional clarity, while the customisable Action Button offers instant access to your favourite features. From multi-day battery life to advanced safety features like Crash Detection and international emergency calling, every detail is designed to support your active lifestyle. Its rugged titanium casing and reinforced sapphire front crystal are ready for whatever challenges you face.

We understand that investing in cutting-edge technology like the Apple Watch Ultra 4 is a significant decision. That's why we've partnered with TrustPay to offer you a flexible 'Buy Now Pay Later' solution. You can spread the cost of your new Apple Watch Ultra 4 with a transparent 0% APR payment plan. This means you pay no extra interest, making your purchase more manageable without incurring additional charges. Our goal is to make premium devices accessible to everyone, responsibly and affordably.

Apple Watch Ultra 4 GPS + Cell 49mm Titanium Desert Alpine Loop - L

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1348.20 split into 12 payments of £112.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1348.20. 0% APR, no interest, no fees.

What is the Buy Now Pay Later option?

Our 'Buy Now Pay Later' option, powered by TrustPay, allows you to purchase your Apple Watch Ultra 4 today and spread the cost over several interest-free payments. It's a flexible way to manage your budget.

Is there a credit check for TrustPay?

For approvals up to £1,200, TrustPay does not require a traditional credit check. This means your credit score will not be affected, making the process quick and easy. Please spend responsibly.

What is the APR for TrustPay?

TrustPay offers a 0% APR (Annual Percentage Rate) on all approved purchases up to £1,200. You only pay for the item itself, with no added interest, ensuring transparency and affordability.

Apply for a TrustPay account — instant decision, no credit check