Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Apple Watch Ultra 4 (L) Titanium Desert Alpine Loop: Pay Monthly with 0% APR

Discover the incredible Apple Watch Ultra 4 (49mm, Titanium Desert Alpine Loop – Large), designed for extreme adventures and everyday life. Now, you can own this premium smartwatch with flexible 'pay monthly' options.

Experience the pinnacle of smartwatch technology with the Apple Watch Ultra 4 GPS + Cellular. This robust timepiece, encased in aerospace-grade titanium, offers unparalleled durability and a stunning 49mm display. Whether you're scaling peaks, diving deep, or simply navigating your busy day, its advanced GPS, cellular connectivity, and extensive health monitoring features keep you connected and informed. The Desert Alpine Loop (size Large) ensures a secure, comfortable fit for all your activities, making it the perfect companion for adventurers and tech enthusiasts alike.

Understanding that a premium device like the Apple Watch Ultra 4 is a significant investment, we've made it easier than ever to own. Our flexible 'pay monthly' options are designed to spread the cost, allowing you to enjoy your new watch without a large upfront payment. We believe cutting-edge technology should be accessible, and our payment plans reflect this commitment. You can start enjoying your Apple Watch Ultra 4 sooner than you think, with clear and manageable monthly instalments tailored to suit your budget.

Introducing TrustPay – our simple and transparent way to pay monthly for your Apple Watch Ultra 4. With TrustPay, you can benefit from 0% APR, meaning you only pay the exact price of your watch, with no hidden interest charges. Crucially, TrustPay requires no credit checks for approval up to £1,200, making it an accessible option for many customers. Our aim is to provide a straightforward and responsible financing solution, helping you acquire your desired tech without financial strain. Terms and conditions apply, and affordability checks are part of our process to ensure TrustPay is suitable for your circumstances.

Apple Watch Ultra 4 GPS + Cell 49mm Titanium Desert Alpine Loop - L

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1348.20 split into 12 payments of £112.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1348.20. 0% APR, no interest, no fees.

How does 'pay monthly' work for the Apple Watch Ultra 4?

Our 'pay monthly' option allows you to spread the cost of your Apple Watch Ultra 4 over manageable monthly instalments using TrustPay. This helps you get your new watch without a large upfront payment.

What is TrustPay and its benefits?

TrustPay is our payment solution that offers 0% APR on your purchase, meaning you pay no interest. It also requires no credit check for approval up to £1,200, making it a convenient and accessible option for many. Affordability checks are conducted to ensure suitability.

Will a credit check be performed when I choose TrustPay?

No, TrustPay does not require a credit check for approvals up to £1,200. We do, however, conduct affordability checks to ensure the payment plan is suitable for your financial situation, in line with responsible lending practices.

Apply for a TrustPay account — instant decision, no credit check