Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus TUF 16" R9 RTX 5070 Gaming Laptop on Finance – Bad Credit Welcome

Ready to level up with the high-performance Asus TUF 16" RTX 5070 laptop, but worried a poor credit rating will stand in the way? Discover flexible, manageable payment options designed to help you secure premium hardware without traditional credit hurdles.

The Asus TUF 16-inch gaming laptop combines the sheer computing muscle of the AMD Ryzen 9 (R9) processor with next-gen Nvidia GeForce RTX 5070 graphics. Engineered with 16GB of high-speed RAM and a generous 1TB NVMe SSD, it handles intensive ray-traced gaming, streaming, and heavy creative workflows effortlessly. Its military-grade durability, high-refresh display, and advanced dual-fan cooling system ensure you stay competitive through the longest gaming sessions without thermal throttling.

A past financial stumble should not prevent you from accessing dependable modern tech. Traditional high-street lenders often rely on rigid, automated credit scoring that immediately penalises anyone with a thin credit history or minor arrears. We work alongside progressive payment providers who assess your current affordability rather than historic credit mistakes, providing a realistic route to owning top-tier computing gear.

To keep payments predictable, we offer TrustPay at checkout. Eligible UK shoppers can receive approval for up to £1,200 with 0% APR and no credit check. Because no credit checks are performed, browsing and applying leaves zero impact on your credit profile. With 0% APR, you only ever repay the cash price of the goods within your approved limit, completely free of interest charges or surprise fees.

Asus TUF 16In R9 16GB 1TB RTX 5070 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2879.98 split into 12 payments of £240.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2879.98. 0% APR, no interest, no fees.

Can I get approved for the Asus TUF 16 if I have bad credit?

Yes. Our partner solutions, such as TrustPay, do not rely on traditional credit scoring systems. Even if you have had past credit issues, you can still qualify based on current affordability.

How does TrustPay work on this purchase?

TrustPay allows you to spread up to £1,200 at 0% APR with no credit check. If the laptop total exceeds £1,200, you simply cover the difference as an upfront deposit and spread the remaining approved balance in interest-free instalments.

Will checking my eligibility damage my credit score?

No. TrustPay requires no credit check, meaning you can complete your purchase without any hard searches being registered on your UK credit file.

Apply for a TrustPay account — instant decision, no credit check