Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Vivobook 16" R5 AI 16GB 512GB Laptop in Blue – 0% APR

Upgrade your everyday computing with the Asus Vivobook 16" in striking blue, available with flexible 0% APR financing. Spread the cost of modern AI performance across manageable instalments without paying a single penny in interest.

The Asus Vivobook 16 combines an intelligent AMD Ryzen 5 AI-ready processor with 16GB of responsive RAM and a rapid 512GB SSD. Whether you are balancing demanding work projects, creative edits, or streaming your favourite entertainment, this machine delivers fluid multitasking. Its expansive 16-inch display offers crisp visuals with minimal bezels, encased in a sleek, lightweight chassis finished in an eye-catching blue shade.

Engineered for modern workloads, the integrated Ryzen AI technology accelerates productivity, improves background power efficiency, and powers clear virtual calls with intelligent noise cancellation. Paired with a comfortable full-sized keyboard, precision touchpad, and reliable battery life, the Vivobook 16 gives you desktop-level capability on the go, making it a dependable choice for students, professionals, and home users alike.

Purchasing quality technology should be straightforward and financially manageable. Through our partnership with TrustPay, you can secure this laptop with 0% APR interest-free financing. TrustPay offers approval limits of up to £1,200 with no credit check required, giving you peace of mind and an easy way to budget your tech purchase without impacting your credit score.

Asus Vivo 16In R5 AI 16GB 512GB Laptop- Blue

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the Asus Vivobook 16 with 0% APR?

Yes. You can spread the cost of the laptop with 0% APR using TrustPay, meaning you pay purely the retail price in split instalments with zero interest.

Do I need a credit check to qualify for TrustPay?

No, TrustPay requires no credit check and provides eligible shoppers with credit approval limits of up to £1,200.

Is the 16GB RAM and 512GB SSD setup sufficient for work and study?

Yes. The 16GB RAM allows for smooth multitasking across multiple browser tabs and office applications, while the 512GB NVMe SSD delivers quick boot times and generous storage for documents, photos, and software.

Apply for a TrustPay account — instant decision, no credit check