Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Vivo 16in R5 AI Laptop in Blue | Bad Credit Finance

Looking for modern computing power without past financial setbacks standing in your way? The Asus Vivo 16in R5 AI Laptop in Blue delivers dependable, intelligent performance with flexible financing options tailored to your circumstances.

The Asus Vivo 16in in stunning Blue combines sleek modern styling with capable everyday computing. Built around the responsive AMD Ryzen 5 AI processor, this device effortlessly handles productivity, streaming, and creative tasks. With 16GB of fast RAM, running multiple applications side-by-side remains smooth, while the generous 512GB solid-state drive delivers rapid boot times and ample space for essential work files, coursework, and personal media. Its expansive 16-inch display ensures clear visuals, making long work sessions or film evenings completely effortless.

A less-than-perfect credit score should not stop you from accessing reliable technology for your career, education, or household needs. Traditional retail finance often relies heavily on automated credit bureau scores, automatically declining shoppers who have faced past credit issues. We believe in providing straightforward, responsible pathways to essential technology, focusing on what you can comfortably manage today rather than past credit challenges.

To help you spread the cost easily, we offer TrustPay at checkout. With TrustPay, you benefit from 0% APR and no credit check, allowing eligible UK customers to receive approval for up to £1,200. Because the repayments carry zero interest, the total price you see is the total price you pay—divided into predictable, manageable payments. As part of our commitment to responsible lending, plans are designed to help you budget sensibly without accumulating compounding interest or surprise charges.

Asus Vivo 16In R5 AI 16GB 512GB Laptop- Blue

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the Asus Vivo 16in laptop if I have bad credit?

Yes. By selecting TrustPay at checkout, you can spread the cost of your laptop without a traditional credit check. Approvals of up to £1,200 are available based on basic eligibility, making it accessible even if you have poor credit history.

Will I pay interest when financing through TrustPay?

No. TrustPay offers 0% APR on your purchase. There are no added interest charges over your repayment schedule, ensuring your instalments remain completely clear and predictable throughout.

Is the Asus Vivo 16in R5 AI laptop good for remote work and study?

Absolutely. Featuring an AMD Ryzen 5 processor with dedicated AI performance, 16GB of RAM, and a spacious 16-inch display, it is ideally equipped for video calls, multitasking, document editing, and everyday browsing.

Apply for a TrustPay account — instant decision, no credit check