Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Vivobook 16" R9 AI Laptop in Silver – Bad Credit Finance

Looking to upgrade your workstation without past financial hiccups holding you back? The Asus Vivobook 16-inch R9 AI laptop in sleek Silver delivers exceptional power, modern AI features, and flexible bad credit finance to suit your budget.

The Asus Vivobook 16 combines style and serious productivity. Powered by an advanced AMD Ryzen 9 processor with built-in AI acceleration, 16GB of fast RAM, and a spacious 512GB SSD, it tackles multitasking, creative projects, and everyday browsing with effortless speed. The expansive 16-inch display offers crystal-clear visuals, all housed within an elegant, lightweight Cool Silver chassis that fits comfortably into any professional or home setup.

A low credit score or lack of credit history should not prevent you from accessing essential technology. Many traditional UK high-street lenders automatically decline applicants based on outdated credit bureau files. We take a fairer approach by partnering with TrustPay, offering straightforward flexible payments so you can secure the laptop you need today without the fear of automatic rejection.

With TrustPay, qualifying customers can get approved for up to £1,200 with 0% APR and absolutely no credit checks. You simply divide the cost of your Asus Vivobook into predictable, interest-free instalments, keeping your monthly outgoings manageable. Because no credit check is performed, submitting an order leaves zero footprint on your credit file. As responsible borrowing is essential, please ensure all scheduled payments remain affordable within your regular monthly budget.

Asus Vivobook 16In R9 AI 16GB 512 GB Laptop - Silver

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2158.20 split into 12 payments of £179.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2158.20. 0% APR, no interest, no fees.

Can I get approved for the Asus Vivobook 16 if I have bad credit?

Yes. Through TrustPay, you can be approved for up to £1,200 with no credit check required, meaning past credit issues, defaults, or a thin file will not impact your eligibility.

Does TrustPay charge interest on laptop finance?

No. TrustPay provides 0% APR finance. You only ever pay the actual purchase price of your Asus Vivobook spread across agreed instalments, with no added interest fees.

Will checking my eligibility impact my UK credit score?

Not at all. TrustPay does not perform hard or soft credit checks to process your purchase, ensuring your credit file remains completely untouched throughout.

Apply for a TrustPay account — instant decision, no credit check