Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Vivobook 16 R9 AI Laptop on Instalments

Looking to upgrade your computing power without paying everything upfront? Spread the cost of the Asus Vivobook 16In R9 AI 16GB 512GB Laptop in sleek Silver with simple, affordable instalments.

The Asus Vivobook 16 combines premium performance with everyday versatility. Powered by an advanced AMD Ryzen 9 AI-enabled processor, 16GB of system memory, and a fast 512GB solid-state drive, this machine effortlessly handles heavy multitasking, modern creative applications, and daily office workloads. Finished in an elegant Cool Silver chassis, the immersive 16-inch screen provides ample workspace while remaining portable enough for your commute.

Modern technology is a vital tool for study, work, and personal projects, but finding the full purchase price in one go can strain your household budget. Paying in instalments allows you to spread the cost evenly across multiple payments, ensuring you get the high-spec laptop you need today while keeping your cash flow under control.

To make purchasing as accessible as possible, we partner with TrustPay. When choosing TrustPay at checkout, you can spread your balance with 0% APR, meaning you will never pay a penny in interest charges. Eligible customers can be approved for limits up to £1,200 without undergoing a credit check, making the application process straightforward, private, and fast.

Asus Vivobook 16In R9 AI 16GB 512 GB Laptop - Silver

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2158.20 split into 12 payments of £179.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2158.20. 0% APR, no interest, no fees.

Can I buy the Asus Vivobook 16 on finance without a credit check?

Yes. Using TrustPay at checkout gives you access to flexible instalment options up to £1,200 with no credit check required, allowing you to split the cost easily.

Will I be charged interest on my instalment plan?

No. TrustPay provides 0% APR financing on eligible purchases, so the total amount you repay will simply equal the original retail price of your laptop.

Can I pay off my remaining laptop balance early?

Yes, you are free to settle your TrustPay balance ahead of schedule at any time without facing early repayment fees or penalties.

Apply for a TrustPay account — instant decision, no credit check