Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Vivobook 16in U5 8GB 256GB Laptop – Bad Credit Finance

Looking for a dependable, modern laptop but worried past credit issues will get in the way? Discover how you can spread the cost of the Asus Vivobook 16in U5 with flexible payment options tailored to your circumstances.

The Asus Vivobook 16in U5 in sleek Cool Silver delivers the ideal balance of speed, screen real estate, and everyday portability. Equipped with a capable Intel Core Ultra 5 processor, 8GB RAM, and a rapid 256GB solid-state drive, it smoothly handles study assignments, remote work, streaming, and daily household admin. The generous 16-inch display gives you plenty of room to multitask comfortably without adding unnecessary bulk to your bag.

If you have a less-than-perfect credit score, securing finance through mainstream retailers can often feel discouraging. We believe an imperfect financial past shouldn't prevent you from accessing essential technology. That is why we offer TrustPay—a straightforward payment solution that requires no credit check. Qualifying shoppers can access approval limits of up to £1,200, allowing you to secure your new Asus laptop today without fear of automatic credit declines.

Budgeting should be clear and stress-free. With TrustPay, your laptop purchase comes with 0% APR, meaning you pay zero interest and no hidden borrowing charges. The total price of the Asus Vivobook 16in is simply broken down into predictable, scheduled repayments. Because there is no interest added to your balance, you know exactly what you owe from day one, helping you manage your money responsibly.

Asus Vivobook 16In U5 8GB 256 GB Laptop - Silver

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the Asus Vivobook 16in if I have a bad credit rating?

Yes. With TrustPay, your past credit history is not a barrier. Because there is no credit check, customers with poor or limited credit histories can still qualify for up to £1,200 in finance.

Will using TrustPay cost extra in interest or fees?

No. TrustPay finance is provided at 0% APR. You will only pay the stated price of the laptop, split into affordable instalments, with no added interest charges.

Will applying for this laptop finance harm my credit score?

No. Because TrustPay does not perform a hard credit search, completing an application will not leave a mark on your credit report or lower your score.

Apply for a TrustPay account — instant decision, no credit check