Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Vivobook 18in R5 AI Laptop – Bad Credit Finance Options

Looking for an expansive 18-inch display and next-generation AI processing without paying the full cost upfront? Discover how you can spread the cost of the Asus Vivobook 18in R5 AI Laptop in Blue, even if you have a bad credit history.

The Asus Vivobook 18-inch model delivers desktop-level productivity in a sleek, portable form. Driven by an AMD Ryzen 5 AI-enabled processor, 16GB of fast RAM, and a spacious 512GB SSD, it easily handles everyday multitasking, streaming, and creative projects. Its eye-catching blue chassis adds modern style, while the spacious anti-glare display ensures all-day comfort for work or home entertainment.

Past credit mistakes or an imperfect score should not stop you from securing the tech you need today. Through our partner TrustPay, you can access simple, transparent finance options designed for real-world circumstances. With TrustPay, you can get approved for up to £1,200 at 0% APR with no credit check required, allowing you to split the cost into fixed, manageable payments.

Applying online is quick, clear, and fully compliant with UK lending standards. Because there are no credit checks involved, your credit score is never impacted by checking your eligibility. We encourage responsible spending, so all repayment terms are outlined upfront with zero hidden charges and zero interest, helping you keep complete control over your household budget.

Asus Vivobook 18In R5 AI 16GB 512GB Laptop - Blue

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the Asus Vivobook 18in laptop if I have bad credit?

Yes. By choosing TrustPay at checkout, there are no credit checks required, making it accessible even if you have poor or limited credit history.

How does TrustPay work?

TrustPay allows eligible UK shoppers to finance purchases up to £1,200 at 0% APR. You simply repay the agreed amount in scheduled, interest-free instalments.

Will applying for finance affect my credit score?

No. TrustPay finance does not carry out credit reference checks, meaning your application will not leave a footprint on your credit file.

Apply for a TrustPay account — instant decision, no credit check