Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

ASUS Vivobook S 14in Laptop Finance for Bad Credit

Looking for a high-performance laptop but worried a low credit score will hold you back? Discover straightforward, manageable payment options for the ASUS Vivobook S 14in without the traditional credit hurdles.

The ASUS Vivobook S 14in is built to handle demanding everyday workloads, powered by the responsive Intel Core Ultra 5 processor, 16GB of RAM, and a spacious 512GB SSD. Whether you are balancing remote work, coursework, or creative side projects, this lightweight laptop ensures smooth multitasking, swift boot times, and reliable battery life. The crisp 14-inch screen offers clear visuals and reduced eye strain, making it a dependable daily driver for both professional productivity and home streaming.

We believe that an imperfect credit history should not prevent you from accessing dependable modern technology for your home or career. High-street retailers and traditional lenders often rely on automated credit scoring systems that penalise past financial difficulties, leading to instant rejections. Our approach focuses on your current situation and affordability, offering UK shoppers with poor or limited credit an accessible route to ownership.

To make your purchase manageable, we offer TrustPay at checkout. TrustPay allows you to spread the cost of your ASUS Vivobook S 14in across regular instalments at 0% APR, ensuring you never pay more than the upfront ticket price. Crucially, there is no credit check required, and qualifying customers can be approved for up to £1,200. This provides a transparent, predictable way to pay for your laptop without impacting your credit profile or dealing with lengthy approval delays.

ASUS Vivobook S 14in Ultra 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1619.98 split into 12 payments of £135.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1619.98. 0% APR, no interest, no fees.

Can I get the ASUS Vivobook S 14in with bad credit?

Yes. Using alternative payment options like TrustPay, you can spread the cost even if you have a poor credit history, as eligibility does not depend on a traditional credit bureau check.

How does TrustPay finance work?

TrustPay allows you to divide your order into interest-free instalments at 0% APR with no credit check. Customers can be approved for up to £1,200, making it easy to finance the ASUS Vivobook S 14in.

Are there any extra fees or interest added?

No. TrustPay is completely interest-free at 0% APR with no hidden admin fees. As long as you maintain your scheduled payments on time, you only ever pay the retail price of the laptop.

Apply for a TrustPay account — instant decision, no credit check