Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

ASUS Vivobook S 16" Laptop Finance for Bad Credit

Finding a modern, reliable laptop should not be an uphill struggle simply because your credit score is less than ideal. The ASUS Vivobook S 16 delivers premium performance for work, study, and leisure, paired with realistic payment options that put you in control.

The ASUS Vivobook S 16-inch laptop in sleek Silver is engineered to handle demanding daily schedules with ease. Featuring 16GB of RAM, this machine runs multiple applications effortlessly without frustrating lag, while the generous 512GB SSD provides rapid boot times and ample storage for documents, photos, and software. The spacious 16-inch display offers clear, comfortable viewing whether you are crunching spreadsheets, studying online, or relaxing with streaming television in the evening.

A lower credit score often creates unnecessary barriers when you simply need essential technology for everyday life. Many high street retailers rely on rigid automated scoring systems that instantly decline applicants based on historical financial setbacks. We take a more practical approach, acknowledging that past credit difficulties do not reflect your current ability to manage predictable, scheduled payments for everyday necessities.

That is why we partner with TrustPay to keep financing straightforward and stress-free. With TrustPay, eligible shoppers can be approved for up to £1,200 with absolutely no credit check and 0% APR representative. Because there is no hard credit footprint, applying will not affect your credit file, and you will never pay a penny in added interest. You simply spread the cost of your ASUS Vivobook S into affordable instalments that suit your budget.

ASUS Vivobook S 16In C7 16GB 512GB Laptop - Silver

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2158.20 split into 12 payments of £179.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2158.20. 0% APR, no interest, no fees.

Can I get the ASUS Vivobook S 16 with bad credit?

Yes. By selecting TrustPay at checkout, you can spread the cost with no credit check required. Approvals of up to £1,200 are available, allowing you to purchase this laptop even if you have had past credit issues.

Are there any interest charges when using TrustPay?

No. TrustPay offers 0% APR, meaning there are no interest charges, hidden fees, or compounding costs. You only repay the actual retail price of the laptop divided into equal instalments.

Will applying for this laptop impact my credit rating?

No. Because TrustPay does not perform a hard credit search to approve your purchase up to £1,200, completing your application will not harm or leave a mark on your credit file.

Apply for a TrustPay account — instant decision, no credit check