Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Asus Zenbook S 16 R9 AI Laptop on Finance – Bad Credit Options

Looking to upgrade to next-generation computing power without your past credit score standing in the way? Discover how you can get the ultra-sleek Asus Zenbook S 16in R9 AI laptop in White with flexible, budget-friendly finance options.

The Asus Zenbook S 16 is a masterclass in modern mobile performance. Featuring the cutting-edge AMD Ryzen 9 AI-enabled processor, 16GB of fast RAM, and a spacious 1TB solid-state drive, it delivers effortless multitasking for creative tasks, office work, and entertainment. Housed in a stunning, minimalist White chassis with an immersive 16-inch display, this premium laptop is built to keep you productive and future-proof for years to come.

A less-than-perfect credit score should not stop you from accessing the essential technology you need for work, education, or daily life. Traditional high-street lenders often rely on rigid automated algorithms that reject applicants with past defaults, thin credit files, or CCJs. We believe in looking forward, connecting you with modern payment providers who prioritize your current affordability rather than historic financial hiccups.

To help you spread the cost easily, we offer flexible payment solutions through TrustPay. TrustPay provides 0% APR finance with no credit check required, offering approval limits of up to £1,200. Because there is no credit search involved, your credit file remains completely untouched. You simply split your payments into predictable, interest-free instalments, making high-end tech manageable and transparent.

Asus Zenbook S 16In R9 AI 16GB 1TB Laptop - White

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3598.20 split into 12 payments of £299.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3598.20. 0% APR, no interest, no fees.

Can I get approved for the Asus Zenbook S 16 with bad credit?

Yes. Using flexible payment providers like TrustPay, approval is based on basic eligibility criteria and affordability rather than your historical credit rating, making it accessible even if you have bad credit.

How does TrustPay finance work?

TrustPay offers 0% APR finance with no credit checks for approvals up to £1,200. You pay back the balance in equal, interest-free instalments over time without any impact on your credit score.

What happens if the total price exceeds the £1,200 TrustPay limit?

If your chosen laptop configuration or order total exceeds £1,200, you can simply pay the remaining difference as an upfront deposit at checkout and spread the rest interest-free.

Apply for a TrustPay account — instant decision, no credit check