Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Fitbit Versa 4 Smartwatch – Black/Graphite: Pay Monthly with TrustPay

Looking to upgrade your fitness tracking? The Fitbit Versa 4 Smartwatch in sleek Black/Graphite combines advanced health features with stylish design. Now available to purchase with flexible monthly instalments using TrustPay.

The Fitbit Versa 4 is more than just a smartwatch; it's your daily companion for better health. Track your activity all day, monitor your heart rate continuously, and get deeper insights into your sleep patterns. With built-in GPS, 40+ exercise modes, and call, text, and app notifications right on your wrist, it’s designed to help you live a healthier, more connected life. The vibrant display and comfortable, lightweight design make it perfect for both workouts and everyday wear.

We understand that investing in a new smartwatch is a significant decision. That’s why we’ve partnered with TrustPay to offer you a straightforward and affordable way to get your Fitbit Versa 4. TrustPay allows you to spread the cost of your purchase over manageable monthly payments, so you can enjoy your new device sooner without the upfront financial strain.

With TrustPay, you benefit from 0% APR, meaning you only pay the price of the Fitbit Versa 4 – no hidden interest or extra charges. We believe in transparency and fairness, which is why TrustPay doesn't require a credit check for approvals up to £1,200*. This removes common barriers to purchasing, making it accessible to more people. The application process is quick and simple, often with instant approval, letting you complete your purchase without delay.

Fitbit Versa 4 Smart Watch - Black/Graphite

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £389.98 split into 12 payments of £32.50 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £389.98. 0% APR, no interest, no fees.

How does TrustPay work for buying the Fitbit Versa 4?

Simply add the Fitbit Versa 4 to your cart and select TrustPay at checkout. You'll complete a quick application, and if approved, you can pay for your smartwatch in interest-free monthly instalments.

Is there a credit check for TrustPay instalments?

No, TrustPay offers approval up to £1,200 without a credit check, making it easier for more customers to access flexible payment options.

What is the APR for TrustPay payments?

TrustPay offers 0% APR on all instalment plans, meaning you only pay back the exact price of your Fitbit Versa 4 with no additional interest.

Apply for a TrustPay account — instant decision, no credit check