Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Fitbit Versa 4 Smart Watch (Black/Graphite) – Pay Monthly with TrustPay

Looking for the stylish Fitbit Versa 4 Smart Watch in Black/Graphite? Discover a smarter way to manage your health and fitness, with the added benefit of flexible monthly payments.

The Fitbit Versa 4 in Black/Graphite is your ideal companion for a healthier, more active life. This sleek and modern smartwatch tracks your daily activity, monitors your heart rate, and provides personalised health insights directly to your wrist. With built-in GPS, 40+ exercise modes, and a battery life that lasts for days, you'll stay motivated and informed from your workouts to your sleep. Its comfortable design and vibrant display make it a pleasure to wear all day long, keeping you connected without missing a beat.

At [Your Company Name], we believe cutting-edge technology should be accessible to everyone. That's why we're proud to offer the Fitbit Versa 4 (Black/Graphite) with convenient pay monthly options through TrustPay. You can spread the cost of your new smartwatch over manageable instalments, making it easier to budget without compromising on quality or features. This means you can start benefiting from the Versa 4’s advanced health and fitness tracking immediately.

Our partnership with TrustPay provides a straightforward and fair way to finance your purchase. TrustPay offers 0% APR, meaning you'll only ever pay the stated price of your Fitbit – there are no hidden interest charges. Crucially, TrustPay operates with no credit checks, making it more accessible if you're looking for a flexible payment solution without impacting your credit score. You could be approved for up to £1,200, giving you plenty of room to get the tech you need.

Fitbit Versa 4 Smart Watch - Black/Graphite

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £389.98 split into 12 payments of £32.50 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £389.98. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is a payment solution that allows you to pay for your Fitbit Versa 4 in Black/Graphite through fixed, interest-free monthly instalments. It offers 0% APR with no credit checks.

How much can I be approved for with TrustPay?

TrustPay can approve you for a credit limit of up to £1,200, which is typically more than enough to cover the cost of the Fitbit Versa 4 Smart Watch.

Will applying for TrustPay affect my credit score?

No, TrustPay does not perform credit checks, so applying for or using their service will not impact your credit score.

Apply for a TrustPay account — instant decision, no credit check