Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Fitbit Versa 4 Smart Watch (Black/Graphite) – Pay Weekly, £0 Credit Check

Looking for the Fitbit Versa 4? Get yours today with our flexible weekly payment options, designed to make smartwatches affordable for everyone.

Discover the Fitbit Versa 4 in Black/Graphite, your perfect companion for a healthier, more connected life. This sleek smartwatch offers advanced fitness tracking, including built-in GPS, continuous heart rate monitoring, and over 40 exercise modes. Stay on top of your well-being with sleep tracking, stress management tools, and guided breathing sessions. With its vibrant display and comfortable design, the Versa 4 seamlessly blends into your everyday style while keeping you informed and motivated.

Beyond fitness, the Fitbit Versa 4 keeps you connected. Receive call, text, and app notifications directly on your wrist, and enjoy convenient features like contactless payments with Google Wallet. Its long-lasting battery means fewer charges and more time enjoying its smart features. Whether you're hitting the gym, exploring the outdoors, or simply managing your day, the Versa 4 in Black/Graphite is built to support your active lifestyle.

Now, getting your new Fitbit Versa 4 is easier than ever with our TrustPay weekly payment option. We understand that spreading the cost can make a big difference, which is why TrustPay offers 0% APR and, crucially, no credit checks. This means your credit score won't be affected when you apply. You could be approved for up to £1,200, making it simple and straightforward to get the tech you need without the upfront cost.

Fitbit Versa 4 Smart Watch - Black/Graphite

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £389.98 split into 12 payments of £32.50 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £389.98. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is our flexible payment option that allows you to pay for your Fitbit Versa 4 in weekly instalments. It offers 0% APR and does not require a credit check, making it an accessible way to spread the cost.

How do I pay weekly for the Fitbit Versa 4?

Simply add the Fitbit Versa 4 to your basket and choose TrustPay as your payment method at checkout. The application process is quick, and you'll receive an instant decision.

Will a credit check be performed when I choose TrustPay?

No, TrustPay does not perform a credit check. This means your credit score will not be impacted, and approval is based on different criteria, making it more accessible.

Apply for a TrustPay account — instant decision, no credit check