Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Garmin Fenix 9 Pro 43mm Fog Grey: Buy Now, Pay Later with TrustPay

Unlock peak performance with the Garmin Fenix 9 Pro 43mm inReach Multisport GPS Smart Watch in stunning Fog Grey. We make getting this incredible device easier than ever with flexible payment solutions.

The Garmin Fenix 9 Pro 43mm Fog Grey isn't just a smartwatch; it's your ultimate companion for adventure and training. Designed for the most demanding athletes and explorers, this rugged yet sophisticated device combines advanced GPS capabilities with vital health monitoring, detailed performance metrics, and a built-in inReach satellite communicator for unparalleled safety in the wilderness. Its compact 43mm size ensures a comfortable fit for all-day wear, while the striking Fog Grey finish adds a touch of understated style. Monitor your heart rate, track your sleep, navigate challenging terrains, and stay connected – all from your wrist.

We understand that investing in a premium smartwatch like the Garmin Fenix 9 Pro is a significant decision. That's why we're committed to making it accessible to you through straightforward and affordable payment options. Forget about upfront costs that strain your budget; our goal is to help you start enjoying your Fenix 9 Pro without delay. With our customer-friendly instalment plans, you can spread the cost over manageable payments, ensuring you get the technology you need today, while keeping your finances in check.

Discover the smart way to pay with TrustPay. We’re proud to offer TrustPay, a fantastic option that allows you to purchase your Garmin Fenix 9 Pro with 0% APR. That means no interest charges – the price you see is the price you pay, just spread over time. Even better, TrustPay involves no credit checks, making it a stress-free and inclusive choice for many customers. You can be approved for up to £1,200, covering the cost of your Fenix 9 Pro and letting you get started on your adventures immediately. It’s a transparent, easy-to-understand payment solution designed with your peace of mind in mind.

Garmin fenix 9 Pro 43mm inReach Multisport GPS Smart Watch - Fog Grey

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1853.98 split into 12 payments of £154.50 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1853.98. 0% APR, no interest, no fees.

What is TrustPay and how does it work?

TrustPay allows you to pay for your purchase in interest-free instalments. You simply select TrustPay at checkout, and if approved (up to £1,200), you can spread the cost of your Garmin Fenix 9 Pro over several payments without any additional charges or credit checks.

Will I be charged interest if I choose TrustPay?

No. TrustPay offers 0% APR, meaning you will not be charged any interest on your payments. The total amount you pay will be exactly the same as the product's listed price.

Is a credit check required for TrustPay?

No, TrustPay does not require a credit check. This makes it an accessible payment option for a wide range of customers looking for flexible instalment plans without impacting their credit score.

Apply for a TrustPay account — instant decision, no credit check