Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Garmin Forerunner 165 Music with TrustPay – Get Yours Today, Even with Bad Credit

Dreaming of the new Garmin Forerunner 165 Music Smartwatch in vibrant turquoise but worried about your credit history? We understand that a less-than-perfect credit score shouldn't stop you from enjoying the tech you love.

Introducing the Garmin Forerunner 165 Music (Turquoise), your perfect training partner with built-in music storage. This advanced smartwatch features a bright AMOLED display, GPS for accurate tracking, and daily suggested workouts to help you achieve your fitness goals. Track your pace, distance, heart rate, and even your sleep – all from your wrist. With its stylish turquoise finish, it's as good-looking as it is functional.

At [Your Company Name], we believe everyone deserves access to the latest tech. That's why we've partnered with TrustPay to offer a simple and fair way to get your Garmin Forerunner 165 Music, even if you have bad credit. TrustPay provides finance options with 0% APR, meaning you only pay back the cost of your smartwatch, with no extra interest charges.

Getting approved with TrustPay is straightforward and designed with you in mind. Unlike traditional lenders, TrustPay doesn't perform credit checks, so your credit history will not impact your application. You could be approved for up to £1,200, more than enough to cover the cost of your new Garmin Forerunner 165 Music in turquoise. This means you can spread the cost into manageable monthly payments without any hidden fees or complicated processes.

Garmin Forerunner 165 Music Smart Watch - Turquoise

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £538.20 split into 12 payments of £44.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £538.20. 0% APR, no interest, no fees.

Can I get a Garmin Forerunner 165 Music with bad credit?

Yes, through our partnership with TrustPay, you can get the Garmin Forerunner 165 Music even if you have a bad credit history. TrustPay does not perform credit checks.

What are the benefits of using TrustPay?

TrustPay offers 0% APR financing, no credit checks, approval for up to £1,200, and allows you to spread the cost of your purchase into manageable monthly payments without extra interest.

Is TrustPay regulated?

Yes, TrustPay is authorised and regulated by the Financial Conduct Authority (FCA), ensuring fair and responsible lending practices.

Apply for a TrustPay account — instant decision, no credit check