Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Garmin Forerunner 165 Music: Pay Monthly – Turquoise Smartwatch

Looking to elevate your running game with a Garmin Forerunner 165 Music but prefer to spread the cost? Discover how you can acquire this stylish and feature-packed turquoise smartwatch with convenient pay monthly options designed for you.

The Garmin Forerunner 165 Music in vibrant Turquoise is more than just a running watch; it's your ultimate training partner. With built-in music storage, you can leave your phone at home and enjoy your favourite tunes while tracking your runs, walks, and other activities. Its crisp AMOLED display makes statistics easy to read, while advanced metrics like adaptive training plans and recovery insights help you improve performance and avoid overtraining. This watch is designed to inspire and motivate every step of the way, making it a fantastic addition for both new runners and seasoned athletes.

Understanding that a premium smartwatch is an investment, we're pleased to offer flexible payment solutions to make the Garmin Forerunner 165 Music more accessible. With our partners, TrustPay, you can split the cost into manageable monthly instalments. This means you can start benefiting from its advanced GPS, heart rate monitoring, and smart notifications without needing to pay the full amount upfront. It's a straightforward way to manage your budget while still getting the tech you love.

Our pay monthly option, powered by TrustPay, is designed to be as clear and accessible as possible. We know credit checks can be a barrier, which is why TrustPay offers 0% APR and no credit checks for approvals up to £1,200. This means you can get your Garmin Forerunner 165 Music in stunning Turquoise today, with a payment plan that works for you, without impacting your credit score. All payments are clearly outlined from the start, so there are no surprises.

Garmin Forerunner 165 Music Smart Watch - Turquoise

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £538.20 split into 12 payments of £44.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £538.20. 0% APR, no interest, no fees.

How does the pay monthly option work for the Garmin Forerunner 165 Music?

Our pay monthly option, facilitated by TrustPay, allows you to spread the cost of your Garmin Forerunner 165 Music into regular, manageable instalments. Simply select TrustPay at checkout to apply for a payment plan.

Is there a credit check for the TrustPay pay monthly option?

No, TrustPay offers 0% APR with no credit checks for approvals up to £1,200. This means your credit score won't be affected when you choose this payment method.

What is the maximum amount I can be approved for with TrustPay?

TrustPay can approve applications for up to £1,200, which comfortably covers the cost of the Garmin Forerunner 165 Music Smart Watch in Turquoise.

Apply for a TrustPay account — instant decision, no credit check