Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Garmin Forerunner 165 Music Smartwatch - Turquoise: Pay Weekly

Are you ready to elevate your running and daily life with a powerful, music-ready smartwatch? Discover the Garmin Forerunner 165 Music (Turquoise) and the flexible way to own it.

The Garmin Forerunner 165 Music in stunning Turquoise isn't just a watch; it's your personal running coach, playlist companion, and daily wellness tracker wrapped into one stylish device. With an AMOLED display, you'll see your stats clearly in any light. Track your pace, distance, heart rate, and even your sleep with impressive accuracy. The built-in music storage means you can leave your phone behind and enjoy your favourite tunes wirelessly as you pound the pavements. This watch is designed for runners of all levels who want to improve their performance and enjoy their runs even more. From adaptive training plans to smart notifications, the Forerunner 165 Music helps you stay connected and motivated.

We understand that investing in top-tier tech like the Garmin Forerunner 165 Music might seem like a big upfront cost. That's why we’re delighted to offer a 'pay weekly' option through TrustPay. This convenient payment solution allows you to spread the cost, making your new smartwatch more affordable and accessible without compromising your budget. Imagine enjoying all the features – from GPS tracking to stress monitoring – while managing payments in a way that suits your financial situation.

With TrustPay, getting your new Garmin Forerunner 165 Music (Turquoise) is straightforward and stress-free. We believe in transparency and fairness, which is why TrustPay offers 0% APR. This means you only pay for the watch itself, with no extra interest charges. Even better, there's no credit check required, so you don't need to worry about your credit history affecting your eligibility. Most customers are approved for up to £1,200, giving you plenty of scope to get the tech you need.

Garmin Forerunner 165 Music Smart Watch - Turquoise

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £538.20 split into 12 payments of £44.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £538.20. 0% APR, no interest, no fees.

What is TrustPay and how does it work?

TrustPay is a payment option that allows you to pay for your Garmin Forerunner 165 Music (Turquoise) in weekly instalments. It offers 0% APR, no credit check, and most customers are approved for up to £1,200, making it an affordable way to buy. Simply choose TrustPay at checkout.

Will a credit check be performed if I choose TrustPay?

No, there is no credit check required when you choose to pay weekly with TrustPay. This means your credit history will not be impacted, and approval is based on other criteria.

What features does the Garmin Forerunner 165 Music have?

The Garmin Forerunner 165 Music features an AMOLED display, GPS for accurate tracking, built-in music storage, heart rate monitoring, adaptive training plans, sleep tracking, and smart notifications to keep you connected and on track with your fitness goals.

Apply for a TrustPay account — instant decision, no credit check