Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Garmin Venu 4 45mm Silver Grey: Buy Now, Pay Later with TrustPay

Upgrade your fitness and style with the sleek Garmin Venu 4 45mm GPS Smart Watch in Silver Grey. Discover its advanced features and flexible payment options.

Experience the ultimate fusion of sophisticated design and cutting-edge technology with the Garmin Venu 4 45mm GPS Smart Watch. This elegant Silver Grey model is more than just a timepiece; it's your personal fitness coach, health monitor, and smart assistant, all wrapped up in a stunning AMOLED display. Track your workouts with incredible accuracy, monitor vital health metrics, and stay connected on the go, making every moment count. From advanced sleep insights to stress tracking and built-in sports apps, the Venu 4 empowers you to live a healthier, more active lifestyle.

We understand that investing in premium tech like the Garmin Venu 4 is a significant decision. That's why we're proud to offer flexible 'Buy Now, Pay Later' options through TrustPay, making it easier than ever to get your hands on this fantastic device without delay. With TrustPay, you can spread the cost of your new smartwatch over manageable instalments, completely interest-free. This means you can start enjoying all the benefits of the Garmin Venu 4 today, without having to pay the full amount upfront. Our aim is to make innovative technology accessible to everyone.

Choosing TrustPay for your Garmin Venu 4 purchase comes with several key advantages designed for your convenience and peace of mind. You'll benefit from 0% APR, meaning you only pay the price of the watch, with no hidden interest charges. Plus, TrustPay offers a no credit check application process, removing a common barrier for many customers. Most applications are approved up to £1,200, giving you plenty of scope for your new Venu 4. The application is quick and straightforward, allowing you to complete your purchase and look forward to receiving your new smartwatch promptly. We believe in transparency and simplicity when it comes to payments.

Garmin Venu 4 45mm GPS Fitness Smart Watch - Silver Grey

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1258.20 split into 12 payments of £104.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1258.20. 0% APR, no interest, no fees.

What is TrustPay and how does it work for the Garmin Venu 4?

TrustPay is our 'Buy Now, Pay Later' payment option that allows you to purchase your Garmin Venu 4 today and spread the cost over several interest-free instalments. You simply select TrustPay at checkout, complete a quick application, and if approved, your watch will be shipped.

Are there any interest charges or credit checks with TrustPay?

No, TrustPay offers 0% APR, meaning you pay no interest on your purchase. Furthermore, TrustPay applications involve no credit checks, making it an accessible option for many customers.

What is the maximum amount I can be approved for with TrustPay?

TrustPay typically approves applications for purchases up to £1,200. This amount is usually sufficient to cover the cost of the Garmin Venu 4 45mm GPS Smart Watch.

Apply for a TrustPay account — instant decision, no credit check