Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Garmin Venu 4 45mm GPS Smartwatch – Buy Now, Pay Later with TrustPay

Discover the incredible Garmin Venu 4 45mm GPS Fitness Smart Watch in Silver Grey, designed to elevate your fitness journey and daily life. You can now own this premium device with flexible payment options that suit your budget.

Experience advanced health monitoring, built-in GPS for accurate activity tracking, and vibrant AMOLED display with the Garmin Venu 4. This sophisticated 45mm smartwatch comes in a stylish silver grey finish, offering a perfect blend of elegance and robust performance. Track everything from heart rate and sleep to stress levels and blood oxygen, helping you understand your body better than ever before. With up to 11 days of battery life, extensive sports apps, and smart notifications, the Venu 4 is your ultimate companion for staying active and connected.

We understand that investing in a high-quality smartwatch can be a significant decision, which is why we're proud to offer a convenient and accessible way to purchase your Garmin Venu 4. Through our partnership with TrustPay, you can spread the cost of your new smartwatch without any hidden fees or interest charges. This means you can enjoy your Garmin Venu 4 immediately while managing your finances comfortably over time.

TrustPay makes buying your Garmin Venu 4 simple and straightforward. You can be approved for up to £1,200, covering the cost of your new device. Crucially, TrustPay offers 0% APR, ensuring you only pay the price of the watch itself, with no extra interest. There are no credit checks involved, making it a stress-free option for many customers. The application process is quick and easy, often providing instant approval so you can complete your purchase without delay.

Garmin Venu 4 45mm GPS Fitness Smart Watch - Silver Grey

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1258.20 split into 12 payments of £104.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1258.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is a payment solution that allows you to pay for your Garmin Venu 4 in interest-free instalments. It offers 0% APR and no credit checks, with approvals up to £1,200.

How do I use TrustPay for my Garmin Venu 4 purchase?

Simply add the Garmin Venu 4 45mm GPS Fitness Smart Watch - Silver Grey to your basket and proceed to checkout. Select TrustPay as your payment method and follow the prompts to complete your application. Approval is often instant.

Are there any credit checks with TrustPay?

No, TrustPay does not perform credit checks for its instalment plans, making it an accessible option for a wider range of customers.

Apply for a TrustPay account — instant decision, no credit check